Rate: Simple Mortgage & Loans 4+

Same day mortgage, loans, refi

Guaranteed Rate, Inc.

Designed for iPhone

    • 4.7 • 203 Ratings
    • Free

iPhone Screenshots

Description

Rate is a next-generation mortgage app that blends personal and financial wellness so you can navigate life’s biggest milestones with confidence. Rate members can access financial tools, expert coaching and personal wellness content to simplify the homebuying process, reduce financial stress and improve overall well-being. With our new home search feature, you can explore MLS listings directly in the app, making your journey even smoother.

The peace of mind mortgage app.


Rate combines cutting-edge technology and AI to simplify every step of the mortgage process. With same-day approvals and a seamless digital platform, Rate gives homebuyers the speed and confidence to secure their dream home with ease, from searching for properties to closing the deal.


Find Your Balance, Fuel Your Future
With expert-led yoga, meditation, fitness, nutrition coaching and more, we provide the wellness tools to keep you focused and energized, ready to manifest the future you deserve.


Key Features:
• Apply and get approved in minutes for a sameday mortgage, refinance or Home Equity Line of Credit (HELOC).
• Determine how much home you can afford with our mortgage calculator and budgeting tools.
• Use our home search feature to browse MLS listings and find your dream home.
• Estimate your home's value using our simple home valuation tool.
• Get instant cash when you qualify for personal loans.
• Track your loan progress with our Loan Center.
• Connect with your mortgage or loan advisor for support every step of the way.
• Get instant quotes for home and auto insurance from multiple providers.
• Set a Rate Alert to track mortgage rates and get notified when they drop, so you can refinance stress-free.
• Access a wealth of financial resources, tools and content to support your life’s financial journey.
• Improve your personal wellness with our ever-growing library of expert-led content and challenges spanning fitness, nutrition, yoga, mindfulness, sleep and much more.

Rate members with a Spanish Language Preference can take advantage of our application, loan status communications and critical loan terms in Spanish.


Your Journey, Our Mission:
At Rate, we believe it’s about more than just financial wellness; it’s about the well-being of our members. That’s why we provide access to world-class tools, education and coaching to support happier, healthier communities.


© 2024 Guaranteed Rate, Inc. All rights reserved. NMLS License #2611 3940 N. Ravenswood Ave Chicago, IL 60613 The company name, Guaranteed Rate, should not suggest to a consumer that Guaranteed Rate provides an interest rate guaranteed prior to an interest lock.

What’s New

Version 17.0.5

We’re thrilled to unveil home search, a groundbreaking feature designed to revolutionize your homebuying journey. Now, you can seamlessly explore MLS home listings directly within the Rate App, combining your home search and financing needs into one effortless experience.


What You Can Do with home search:

Search and Save: Discover MLS listings, filter results and save your favorite homes or search criteria for easy access later. Your dream home is just a tap away.



Endless Filtering Options: Tailor your search to fit your unique lifestyle. Filter by price, location, amenities and more to find the perfect match that suits your needs.



Pre-Approval Made Easy: Ready to take the next step? Simply tap the Get Pre-Approved button on any property to initiate our streamlined digital mortgage application process. It’s that simple.



Stay in the Know: With our alerts feature, get real-time updates on your saved homes and searches, including price drops, status changes and new properties on the market. Move on-the-go and never miss an opportunity!



Through our partnership with HouseCanary’s ComeHome, you gain powerful search capabilities and access to the latest MLS listings. Whether you’re on the hunt for your dream home or browsing for inspiration, home search provides end-to-end support from browsing to buying.



The Rate App is your all-in-one homebuying platform, streamlining every step from home discovery to home purchase. Our technology makes owning a home easier, faster and smoother than ever before.



We’re committed to taking the hassle out of homebuying so our members can move toward a brighter future with peace of mind. We believe wellness starts in the home, which is why we’re dedicated to removing stress from the buying process. With Rate, you can truly find it. Finance it. Done.


Thank you for choosing Rate as your trusted partner in both home lending and now, home search. Happy house hunting!

Ratings and Reviews

4.7 out of 5
203 Ratings

203 Ratings

JimmyMet ,

Straight forward app not just fitness

I went in thinking it was something like peloton but I like the articles and the financial literacy side of it too. I thought, “what does a mortgage broker have to do with this?” But then I saw the education side of the app for wellness in finance and health. So I’m more into the straight forward yoga classes, they seem much less commercial and “Hollywood” which is the best I can describe it. The trainers are totally normal and I connect with it more

anthoby mlo ,

Easy to use, Free training and more

I rarely write reviews and especially for ‘financial’ or wellness apps. That said, I’m glad that I was referred to this app because most wellness apps only offer a freemium version for workouts.

This is free to use and it’s cool that there’s a business who cares about wellness.

Amazing Free Wellness App ,

GR Truly Cares About People / Amazing Free Content

The quality and amount of free content is mind blowing. Content is also constantly being updated regularly. I am amazed that a lender / business cares so much about the well being of people!

App Privacy

The developer, Guaranteed Rate, Inc., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Location
  • Usage Data
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

More By This Developer

You Might Also Like

MyServiceMac
Finance
Lakeview Mortgage
Finance
Homebot
Finance
Qualia Connect
Finance
PalmAgent ONE
Finance
Shellpoint
Finance