GoBank - Mobile Banking 4+

Very simple and convenient to have

I like this bank alot, I use this card nearly everyday lol and I don’t get locked out or never had anyone tell me I’m using it too much or can’t take a certain amount off, NO OVERDRAFTS and this is still considered a checking account, I can do certain things that wouldn’t be accepted with a regular debit card and avoid expensive fee all because I don’t have a debit card, like apply for credit, no extra fees when paying electric bill, pay my rent with a real check instead of a money order, This has helped me out a lot and has been a real convenience to me. I will say that I had a check once and used the feature online to take a pic but the 7 day wait for my check was horrible and I never used that feature again. Lol sorry but I get 2 direct deposits and just swipe, atm fees are way too expensive, I payed like 5 for taking $20 off, please do something about that... also Walmart cashiers sometimes mess up and I wish there was a branch, instead of adding $100 I’m out of $100 because I have to go dispute it and I know there’s very little Go bank can do, I would think green dot would have branches by now since they are so big. But other wise I like this card a lot has helped me get a credit card and take away some fees for having a checking account.

Developer Response ,

Hi,
Thank you for taking the time to communicate your concerns with us. We appreciate your feedback. We understand you disagree with a few of our terms and agreements ,and thank you for still allowing us the opportunity to be your alternative to traditional banking. We also thank you for your suggestion, we will forward it to the correct team. Thanks, Green Dot Corporation

Best Prepaid and Mobile Bank Available

I see bad reviews for petty reasons what more do you want for a easy banking experience with no fees or penalties: if you’re looking for all the luxuries of a expensive bank with a checking and SAVINGS well than go irl and go through the hassle! And to complain about the stash and unstash functionality is ridiculous maybe you need to have more self control on your own money handling issues because all the reasons that this bank does is to protect you and you’re money from theft!! Now for my reasons is quite simple I can load free at wal mart or a simple 5 dollar fee at other locations; yes there’s a fee for atm withdrawals but another simple way around that is to get cash back at a register which is amazing since all other cards I tried before run as credit! Gobank gives u a real pin and debit function; also my gf goes out of state once a year and now she has a account so we can send money from each other in the matter of minutes and for free! Now I don’t have to go to all the headaches of western union it’s as easy as sending a text message and bam she has money and I don’t have to worry about her and my son being without any! I can say lots of other Positive reasons but I’ll keep this short as I can cause other than expensive banks and other horrible prepaid “banking” the Choice is easy this a Winner Of A Mobile Banking option A++

Developer Response ,

Hi,

We're so happy to hear that you're satisfied with our app. Mission Accomplished! We do our best to offer alternatives to traditional banks by offering a variety of features and simple fees. We hope that you continue to enjoy your GoBank app and all its great features.

Thank you,
Green Dot Corporation

I Used to Like GoBank

I deliver for UberEats and was given this card when I signed-up. We could cashout our earning for free and received 1% cash back on all purchases. I actually like this so much that I have serious thought to using it as my primary card, instead of the one my bank issued me. Fast forward to the present day. With UberEats ending their contract with GoBank, any delivery driver who is still using their GoBank card after January 1, 2023 will no longer be able to cash out for free and must now pay the deposit fee of 85¢ per cashout, the same fee as if you used your bank card. The 1% cash back on purchases will also be discontinued. As if all this isn’t bad enough, card holders will have to pay $8.95/month to keep their account. I decided that GoBank had nothing left to offer me and I decided to cancel my card. But, the customer support department took a long time to answer their phones and I notice that many other account holders are voicing the same complaint on GoBank’s Twitter feed. I was finally able to get a real person on the phone and my account was cancelled almost immediately. There was no money in my account, which made this easier. Having a look at the current Twitter feed shows many account holders posting complaints of unauthorized transactions posting to their accounts and not receiving timely responses from GoBank. It looks like this company is in a lot of trouble and I urge everyone to get out while they can.