YONO SBI:Banking and Lifestyle 4+
Bank,Invest,Shop,Travel
State Bank of India
-
- Free
iPhone Screenshots
Description
YONO SBI: Bank, Invest, Shop, Travel, Pay Bills, Recharge, use UPI to transfer money
YONO SBI lets you Bank, Shop, Travel, Pay Bills, Recharge, Invest, avail IRCTC ticket booking, use UPI to transfer money, book movie tickets. With YONO SBI, convenience has a new name.
Download YONO SBI, our mobile banking and lifestyle application from iOS App store only and experience its best-in-class features. Do not use any other websites.
Registration process:
YONO is supported on iOS 15 and above.
• Install/update new version of App from App Store and open.
• Allow all required permission (location).
• Select SIM of CBS Registered Mobile Number (RMN) and submit NEXT.
• An encrypted SMS with a unique code will be sent from the device to Bank’s VMN (Virtual Mobile Number) to verify the customer. Kindly note that for sending the SMS standard SMS charges are applicable as per your telecom plan. The SIM should have an active outgoing SMS facility.
• If there are multiple CIF's attached with same mobile number, system will prompt for the account number and DOB for finding out a unique customer by the mobile number.
• If the customer is already having online banking facility of SBI, App will automatically prompt to proceed to register on YONO SBI app with existing user credentials (Online Banking User ID and Password). After entering User ID and Password, customer will receive an OTP on Registered Mobile Number. User has to enter the OTP in the app to complete registration with an optional setting of MPIN.
• If the existing SBI customer is not having Online banking credentials, App will prompt to proceed to create INB credential using "Account Details" and "ATM Card" based registration process.
• If Non RMN SIM is selected, user will land on account opening screen. If customer claims that selected SIM is already registered with bank, user needs to visit nearest branch with KYC for updating/ validating the mobile number in bank account.
What YONO SBI offers you
YONO SBI, SBI's latest mobile banking offering is an extension of our trusted banking legacy which gave India secure digital products such as YONO Lite and SBI Net Banking. YONO SBI puts India's largest range of products and services at your fingertips.
• India's largest shopping marketplace - Exclusive discounts and offers for SBI customers across merchants who offer shopping, vacation bookings, flight and bus ticket bookings, train ticket bookings through IRCTC, food delivery and much more
• Quick Transfer-Immediate fund transfer to new beneficiary up to Rs.50,000/- per day
• One view- Link and view your relationships with all State Bank entities (Credit Cards, Life Insurance, General Insurance, Travel Insurance, Accident Insurance, SIP, Mutual Funds or investments) in one app
• Your friend in need-Get Pre-approved personal loans on the go within 2 minutes, with no documentation at branches.
• Liquidity on the go-Use this one click facility to avail overdraft against Fixed Deposit
• Experience convenience: Request Cheque Books, ATM Cards/Debit Cards or use the emergency services to change ATM PIN, block ATM cards/Debit cards or stop cheques, through YONO SBI
Other pre log in features:
• ATM/Branch Locator
• Forgot MPIN?- To reset Login MPIN
• View Balance -View account balance & recent transactions
• Quick Pay - Make quick & simple payments.
• YONO Cash - Cardless Cash Withdrawal
• Loans - Apply for Home, Car, Education & Personal Loans
• Investments - Open Investment account and make investments
• Best Offers - Best Online Shopping offers
• Lock App - To lock app access
• T&C - Terms & Conditions
• Privacy Policy
• Helpline - Call on Helpline No.
What’s New
Version 1.24.11
· Now User can recharge FASTag through YONO
· User can perform KYC update through Video based customer identification process
· Enhancements in KCC Account Opening journey
Ratings and Reviews
Well functioning App….But
Dear SBI team. As a NRI its an absolute pain to install this app and get it to work on my international number as it requires mobile number verification. Some recommendations/feedback below:
1. Why does an app needs a mobile number verification. If i have two phones that i carry then i cant have the app on both phones?? Please think this through. Login and OTP (via email and message) is more than enough for security. This will make life easier.
2. The app is too cluttered (less than your website portal) - take note from some of the other international digital banking apps - the best one i have found is Monzo. Its a good idea to be inspired.
I understand its build to be one stop shop for everything but a large population in India is new to digital banking and they are overwhelmed by so many options and things that you could just via your app, in their heads more things can go wrong. Hence less people get onboard. So review your apps UI for a simple experience. (More so for your website it’s appalling!)
Cheers
Awesome product
What an effort from SBI. Much awaited product and kudos to the team. I have seen the efforts made by the team and kudos to them. Lot of features and well thought product. As with every new mobile app, this also has some technical issues. For starters, unable to login. Please make the Sign-Up and login experience smooth. That is the most important thing about UX. I will give 4 stars for the concept and the effort. After the issues are sorted I will give 5 stars. Also I have many feedbacks and suggestions to give, can you please share an email or something where I can send my suggestions?
Worst Banking App
Huge disappointment, frustration and pain to register being an NRI. I was mistaken SBI is getting better, which does not seem to be the case. You are rather making things complicated for customers by over thinking.
I am an SBI customer since 2003, and have been using the app since it was launched first. I don’t recall how many challenges I came across using the app all these years.
I am trying to register using my RMN since 8 months, it never works. Dumbest app, without any reason of failure or clarity of steps. Does not look like, it was built to make things easier and manageable for customers, rather cause frustration and pain. No one cares about the issues and complaints on the login issues. Importantly, this is not just an issue for NRIs, my parents at home also struggle quite often, as the app just forgets everything and prompts to register again.
Appreciate if your app team can sit back and think through customer pain points and refine the processes and app to resolve the core problems. Hopefully I will be able to register through app in the next few years.
App Privacy
The developer, State Bank of India, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.
Data Linked to You
The following data may be collected and linked to your identity:
- Contact Info
- Identifiers
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Financial Info
- Location
- Contact Info
- Contacts
- User Content
Privacy practices may vary based on, for example, the features you use or your age. Learn More
Information
- Provider
- State Bank of India
- Size
- 143.7 MB
- Category
- Finance
- Compatibility
-
- iPhone
- Requires iOS 15.0 or later.
- iPod touch
- Requires iOS 15.0 or later.
- Apple Vision
- Requires visionOS 1.0 or later.
- Languages
-
English
- Age Rating
- 4+
- Copyright
- © State Bank of India
- Price
- Free