Wio Personal 4+
See, manage, grow your money
WIO BANK P.J.S.C
Designed for iPhone
-
- Free
iPhone Screenshots
Description
Open your Wio Personal account in minutes. Save, spend, borrow, manage, and invest— all in one place.
Spend without borders, anywhere. Free multi-currency accounts in AED, USD, EUR, and GBP.
Turn your savings into earnings. Get up to 4.75% p.a. interest when you sign up for the Wio Personal ‘Plus’ Plan.
One card for debit and credit. Seamlessly switch spending modes, all with the same card.
Get rewarded for spending. Earn 2% cashback up to 2500 AED/month on all credit spends with Wio Credit.
Cashback, your way. Choose to receive it in your current account, saving space, or invest it in selected stocks.
Travel smart, spend smarter. No foreign exchange fees + 1% cashback on your international debit transactions.
Move money, minus the hassle. Transfer to 100+ countries with instant currency exchange at highly competitive rates.
Instant card, instant access. Use your Wio card online immediately—add it to Apple Pay or Google Pay. Physical card? Order anytime.
Virtual cards, real control. Customize your design, set spending limits, and shop securely online or in-store.
Access 2,500+ stocks, ETFs, and crypto—all in one secure platform.
Crypto, simplified. Buy & sell directly from your AED account—no detours, no delays.
Be IPO-ready. Apply instantly for UAE public listings and boost your share allocation with up to 5x leverage.
Security that works for you. Set controls on where and how you spend, backed by powerful encryption.
What’s New
Version 1.32.0
We've made some improvements to enhance your experience. Thank you for using Wio Personal!
Ratings and Reviews
Flawless app with best CX
This app has the best customer experience I have come across. The ease of use is almost incomprehensible. Everything gets done quickly and smoothly; the app is meticulously designed, deliberate, simple, and leaves a distinct emotional imprint with its UX.
The experience has been so good that I cancelled the account I opened with another prestigious (one of the largest and most reputable) banks in the UAE.
Hats off to the Wio team! They really nailed it.
Developer Response ,
Thank you so much for your wonderful feedback! It’s incredibly rewarding to know that our efforts have made a difference for you.
I am so happy
Such a wonderful banking system, so looking forward to get started, thank you for such great banking experience, highly recommended
Kindest regards
Mohamed Samih
Transfer fees hidden
I liked the app but they hide the amount you will pay as the correspondent bank fee for some transfers. If the amount is greater than $1k you’ll pay $25 to the correspondent bank fee (citi bank which I believe is their partner). They do note that on their website but in the app they tell it’s 0 fee. Support won’t tell you either until you find out yourself.
Developer Response ,
Hello. We're sorry about how you feel. When you initiate an international transfer through the app, you get an option to choose on the app itself whether you want to bear all charges, share between you and the receiver, or have the receiver bear all. Based on the selection, the charges are applied. For more details, you may reach the Wio Care team by WhatsApp or phone at 971 600 500 946.
App Privacy
The developer, WIO BANK P.J.S.C, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
- Identifiers
Data Linked to You
The following data may be collected and linked to your identity:
- Identifiers
- Usage Data
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Diagnostics
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Information
- Seller
- WIO BANK P.J.S.C
- Size
- 248.7 MB
- Category
- Finance
- Compatibility
-
- iPhone
- Requires iOS 14.0 or later.
- iPod touch
- Requires iOS 14.0 or later.
- Mac
- Requires macOS 11.0 or later and a Mac with Apple M1 chip or later.
- Apple Vision
- Requires visionOS 1.0 or later.
- Languages
-
English
- Age Rating
- 4+
- Copyright
- Wio Bank PJSC © 2022 All rights reserved.
- Price
- Free
Supports
-
Wallet
Get all of your passes, tickets, cards, and more in one place.