When Can I Retire 4+

Retirement Age Calculator

Grow Nest Egg, LLC

Designed for iPad

    • 3.7 • 57 Ratings
    • Free
    • Offers In-App Purchases

Screenshots

Description

This unique app calculates your realistic retirement age by taking into account the current laws on retirement plans. You need not guess and input your retirement age.

You may have retirement savings in a 401(k), 403(b), or 457(b) plan. You may also have an IRA or cash and investments. Find out when you will be able to retire based on your financial circumstances.

**App Highlights**

*The "When Can I Retire" app calculates your retirement age based on numerous optional inputs such as your current salary, yearly salary increase, yearly retirement contribution, yearly contribution increase, employer matching contribution, post-retirement expense, social security, and other retirement income.

*The unique app factors in the retirement age calculation that you cannot withdraw your retirement savings from a 401(k) plan, 403(b) plan, or an IRA before you turn 59 ½ without incurring a possible 10% penalty. However, you can withdraw your retirement savings from a 457(b) plan without facing an early withdrawal penalty.

*The app considers that you can contribute only up to a specific maximum limit to your employer-sponsored retirement plan. For example, you can contribute a maximum of 23,000 dollars to your 401(k), 403(b), or 457(b) plan for this year as per the current law. However, there is a catch-up contribution limit of an additional 7,500 dollars if you are aged 50 and older.

*The app considers the combined total of your contributions and employer matching contributions to a 401(k) or 403(b) plan cannot exceed your salary or 69,000 dollars for this year as per the current law. There is a catch-up contribution limit of an additional 7,500 dollars if you are aged 50 and older.

*The app lays out a clear picture of your finances with both a pre-retirement and post-retirement plan.

*The app allows you to email your pre-retirement plan and post-retirement plan in tabular and graphical views to yourself or others.

*This app saves your inputs and retains them across the launches upon successful retirement age calculation.

*You can share the app via Text Message, WhatsApp, Facebook, or Twitter from within the app.

Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

What’s New

Version 8.2

We have updated the contribution limits for the retirement plans.

Ratings and Reviews

3.7 out of 5
57 Ratings

57 Ratings

VA Paul ,

Well written and simple to use

Simple to use and gives a great view to support retirement aspirations.

Would be great to include a few factors to even better forecasting.

Would be good to separate taxed (cash/ investments) and taxed advantages savings (401k / pensions) to determine actual retirement age as certain savings can’t be used until 59 1/2.

Social Security income is capped at 5k per month which is not in line with actual caps.

Developer Response ,

Thank you for your feedback. The app now calculates the retirement age by separating out your retirement savings in the taxable accounts and tax-advantaged accounts as certain tax-advantaged savings cannot be withdrawn without a penalty until you reach the age of 59 1/2.

Nausetry2 ,

Simple straightforward.

Does the job. Not super flexible but certainly a great start to get an idea of where you are and where you need to be. Thank you for this.

Developer Response ,

Thank you for leaving us a five-star rating!

Thefed01 ,

Fantastic.

Intuitive and comprehensive, this App allows you
to massage many variables to get a real feel about
how your retirement plan is shaping up and what you can do to improve it.

Developer Response ,

Thank you so much for the awesome review. It is so nice to hear such great feedback about the app.

App Privacy

The developer, Grow Nest Egg, LLC, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Not Collected

The developer does not collect any data from this app.

Privacy practices may vary, for example, based on the features you use or your age. Learn More

More By This Developer

When Can I Retire Pro
Finance
Home Buyer Compass
Finance
When Can We Retire
Finance
College Savings Plan
Finance
Savings Scorecard
Finance

You Might Also Like

Financial Independence Calc
Finance
Retirement Estimator
Finance
Retirement Income Planner
Finance
Retire 35 - FIRE Calculator
Finance
Retirement Calculator, Planner
Finance
The Retirement Planner
Finance