Vivi - Spend, Save, Invest 4+

Currently paying 8% p.a

Break up with your bank. Meet Vivi.
No hoops, just better.
Vivi is designed to work seamlessly alongside your existing account & it's easy to switch completely when your ready. Whether you’re looking for better savings, a smarter app, a travel card with no hidden fees or markups, or one of our unique card designs.

Why Vivi?
• 2-minute signup: Open an account in just two minutes by verifying your ID & taking a selfie. Simple, secure, and quick.

• Request payments instantly: Need to settle a bill or split a purchase? Use Vivi’s instant payment requests with ViviTag's, so you never have to awkwardly ask for money again.

• Split payments effortlessly: Easily split transactions with friends or family in a few taps, no need for multiple apps or reminders.

• Savings pots: Create savings pots for your goals and track your progress. It’s easy to manage your savings and set targets.

• Get more from your savings: Vivi offers a high-interest savings account that lets you grow your money faster, with no hidden fees or confusing terms.

• Vivi Cards: Choose from physical or virtual cards, designed for security and style. Vivi offers Australia’s first numberless card design for enhanced protection. Use disposable/one-time use cards for added online safety. Also take a look at our unique physical metal and art cards. Lock and unlock your card instantly through the app.

• Spending data & insights: Track your spending habits and trends with Vivi’s advanced analytics. Understand where your money is going, and make better financial decisions.

• RetroPay: A responsible way to buy now, pay later.

• World-class support: Need help? Our dedicated in-app support team is available to assist with any queries or concerns.

• Instant notifications: Get real-time alerts for every transaction, so you’re always in control.

Security at our core
Data protection is a human right & at the core of everything we do. Vivi uses advanced cryptography techniques, biometric login, and multi-factor authentication to protect your account.

Spend less & experience more with Vivi.


*Any advice provided is of general nature and does not take into account your personal needs, financial circumstances or objectives.
Please consider if it is appropriate for you.