Robinhood Credit Card 4+

Robinhood Markets, Inc.

Designed for iPhone

    • 4.9 • 13.1K Ratings
    • Free

iPhone Screenshots

Description

The Robinhood Gold Card is the only credit card you'll need, and it's exclusively for Robinhood Gold members.*

3% CASH BACK ACROSS THE BOARD
- That’s right - earn 3% cash back on all categories**

SWIPE FREE FROM FEES
- No annual fee for Robinhood Gold members*
- No foreign transaction fees*

EARN 5% CASH BACK ON TRAVEL
- Book travel through the Robinhood travel portal and get even more cash back

SECURE ACCOUNT MANAGEMENT
- Track your spending
- Quickly report suspicious transactions
- Freeze and unfreeze your card at any time

TAKE CONTROL WITH VIRTUAL CARDS
- Pay with disposable card numbers for smarter, more private spending
- Choose one-time-use cards or recurring virtual cards for subscriptions

DESIGNED FOR THE WHOLE FAMILY
- Add cardholders of any age, so everyone can build credit
- Effortlessly track family spending, set spending limits, and lock lost cards instantly


Disclosures:
Robinhood Gold Card is offered by Robinhood Credit, Inc., and is issued by Coastal Community Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Robinhood Credit, Inc. (RCT), is a financial technology company, not a bank. Robinhood Financial LLC (member SIPC), is a registered broker dealer. Robinhood Securities, LLC (member SIPC), is a registered broker dealer and provides brokerage clearing services. All are subsidiaries of Robinhood Markets, Inc. (‘Robinhood’).

Individual credit limits will vary by applicant and are subject to credit approval and underwriting. See if you’re approved with no impact to your credit score. Your credit will not be impacted unless you decide to accept the card offer.

Interest is earned on uninvested cash swept from your brokerage account to program banks. The cash sweep program and Robinhood Gold (subscription fee applies) are offered through Robinhood Financial LLC. Terms apply. Rates are subject to change. Robinhood is not a bank.

*See full rates and fee details. The Gold Card requires an annual Robinhood Gold subscription to apply and maintain the card and does not include a 30 day free trial. Robinhood Gold is offered through Robinhood Financial LLC (RHF) and is a subscription offering premium services for a fee. RHF (member SPIC) is a registered broker dealer. RCT and RHF are subsidiaries of Robinhood Markets, Inc. (Robinhood).
**Some limitations or conditions may apply. Must have Robinhood Financial brokerage account to redeem cash back. See rewards program terms for details. Rewards program terms are subject to change.


Robinhood, 85 Willow Road, Menlo Park, CA 94025.
© 2025 Robinhood. All rights reserved.

What’s New

Version 1.55.2

Bug fixes and performance improvements.

Ratings and Reviews

4.9 out of 5
13.1K Ratings

13.1K Ratings

Danthekoala ,

Best Company in Consumer Finance

They are always listening to the needs of their customers; from the beginning with fractional shares and commission free trading the little guy always comes first here. The gold card with 3% cash across the board no categories no rotating 3 mo periods, is refreshing and arguably the best in the game. Instant rewards to supplement your trading acct is a blessing. Had an issue with a balance transfer but customer service has gotten it sorted out for me. If they can get this implemented into their epic Ui it’ll be the perfect card. If you’re a gold member already it’s a no brainer.

Krystal022795 ,

Worst credit card

Absolutely the worst one I used. Can’t use for my daily big purchases like luxury brand. Will take your money and not give you 3% cash back. Redflag your transaction for no reason. Actual customer service and manager cannot even give an answer. Basically on their regulation they have right to change EVERYTHING. Your cash back and everything can be changed at any time. Better not use for big purchases because they will get benefits from using their card but not giving you your cash back. They ate more than $400 worth cash back from me. I spend $63k in less then 3 month and paid off all. I won’t never use this card also withdrawed all my money from Robinhood. They are using small local bank for their credit card so better trust big company like chase, Amex Etc before you get a hard lesson.

😜😀😝😀😝😀 ,

Great card, missing a feature though

I love this card and app. Very simple and great rewards. The one feature I wish they had was something to automatically organize your purchases into spending categories for budgeting. My chase card has this feature called “spending planner” and it is a HUGE quality of life feature for me. Every month when I’m checking my budget, I just have to look at ~10 categories that automatically generate rather than 50+ transactions.

If Robinhood adds this feature, my rating will go up to 5 stars, and it would be hard not to recommend this card to everyone.

App Privacy

The developer, Robinhood Markets, Inc., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Location
  • Contact Info
  • User Content
  • Search History
  • Identifiers
  • Usage Data
  • Diagnostics
  • Other Data

Privacy practices may vary, for example, based on the features you use or your age. Learn More

Supports

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    Get all of your passes, tickets, cards, and more in one place.

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