Raisin - SaveBetter™ 4+
One Login. 30+ Institutions.
Raisin Solutions US LLC
Designed for iPhone
-
- Free
iPhone Screenshots
Description
With a single secure Raisin login, you can fund savings products across our exclusive nationwide network of federally regulated banks and credit unions. It only takes a few minutes to get started, allowing you to access savings products from any of our partner financial institutions without needing to enter sensitive personal information multiple times. We are more than a rate comparison tool — we're a single platform that allows you to manage all of your short- and long-term savings in one intuitive dashboard and secure your savings.
Our unique savings platform is a single marketplace where you can access top rates on savings products from trusted banks and credit unions — all with no fees from us. Banks and credit unions choose to partner with Raisin to offer our customers their best digital-only products and rates. While shopping for rates and opening accounts at multiple institutions requires ample time and effort, with Raisin all it takes is one free sign-up in order to access any of the institutions in our platform.
Why choose Raisin?
• Security: Cybersecurity is a top priority for Raisin which is why we invest in a variety of technologies to keep our customers' data, privacy, and transactions secure, including Multi-Factor authentication, encryption, and Cloudflare advanced internet protection and monitoring. We are a SOC 2 certified organization, which means we have met the requirements outlined by the American Institute of Certified Public Accountants (AICPA) to ensure that we have the controls in place to keep customers' data secure and private.
• No fees from Raisin: Raisin does not charge our customers any fees — seriously. That means there are no fees to open an account, no fees to deposit money, and no fees to withdraw funds from high-yield savings or money market deposit accounts. The only fee you may encounter is an early withdrawal penalty on a fixed-term CD, as outlined in that product's terms. Plus, products on our platform all have a $1 minimum initial deposit, making it simple to start earning interest.
• Choice: Savings products from our partners offer flexible terms and some of the most competitive rates on the market. Use our platform to design a customized savings strategy that allows you to lock in top rates for longer terms while retaining liquidity on funds you may need sooner.
• Convenience: No matter the number of products you have or the number of institutions with which you have funds deposited, all of your savings within the Raisin platform are managed within a single, streamlined dashboard and appear together in a single digital monthly account statement.
How to start earning more with Raisin
1) Select the right product to kickstart your savings journey from any of our partner financial institutions.
2) Register for your free login — it takes less than five minutes.
3) Fund your new savings product and start earning interest. And add additional products at any time to take advantage of our partners’ ever-growing catalog of products.
You're invited to begin your savings journey. Create a Raisin login in minutes and start saving today.
Privacy Policy: https://assets-us.raisin.com/en-us/privacy_policy.pdf
What’s New
Version 2.4.0
Make sure you are updated to the latest version to have access to the latest offerings and best customer experience
Ratings and Reviews
Still needs a lot of work. Cash account is pointless!
The new cash account is pointless. Just their way of making my money take longer to get to where I want it to go. 1 day to transfer in to cash account, then money has to sit in cash account for multiple days (wasn’t always like this), then if I’m lucky, I’ll have a balance I can transfer to a savings product where I have to wait another day or more. Why does my money have to sit in the cash account for days before I can use it. Probably so Raisin can gain interest on my money instead of me. They touted the cash account as a way to make transferring take less time. I am finding the opposite is true. Also savings products with your money already in it will become unable to deposit more money into and only able to withdraw. So you must pick a different savings product. Before you know it your money is spread between 10 banks when you just wanted it in the one with the highest interest rate. Platform still needs a lot of work.
App issues getting fixed
For new users like my self I was extremely frustrated with the log in process. It wouldn’t take my password that I had just created. I tried to reset it but it locked my account from trying so many times (3) reached out via email and got a response 3.5 hours later stating I had an hour to use the link to reset my password and well I obviously missed that email. When I tried to just reset my password again I getting the same issue and the email stated I need have an admin unlock my account…. Called this morning to get this straightened out and see if this was a scam or not. The call in phone tree is ODD to say the least. The recorded voice is very static sounding and very slow about directing the phone tree. I became very worried that I had put my money into this app after the phone call. I chose to keep my place in line and wait for a call and received a call within 20ish minutes. The lady was very nice and spoke English. We got my problem resolved and she advised to use the BROWSER to access my account. Their I.T dept is working on the app so it’s creating some issues for users. I was pleased to hear this and speak to an actual human and not a machine. Glad we got my password fixed and account unlocked.
So far so good.
I've been using this app for a few months. I'm not sure what all of these ppl are talking about having to log in with their email each time. I use my finger print to log in quickly. i did notice that the first bank i chose was giving 5.26% and in less than a month, it "adjusted" to 5.01%. So i pulled my money and put it into a different bank offered on the app at a 5.26% rate. that has stayed at that rate for over a month. I'm definitely not a big wig, just over 50k is all. But i like the 125 ish a month I make over the 3 bucks a month i was making from the bank I've been with for over 10 years. I would love to see the transfer process only take 1 day instead of 3. You don't have quick access to the money if you need it the next day, so this is hard to use for an emergency fund. Besides that, i like it. I'm hoping it isn't like the Voyager app in the crypto world and just going to go "bankrupt" and take everyone's money. 🙏🙏
App Privacy
The developer, Raisin Solutions US LLC, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.
Data Linked to You
The following data may be collected and linked to your identity:
- Financial Info
- Location
- Contact Info
- Identifiers
- Usage Data
- Diagnostics
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Information
- Seller
- Raisin Solutions US LLC
- Size
- 54.1 MB
- Category
- Finance
- Compatibility
-
- iPhone
- Requires iOS 14.0 or later.
- iPod touch
- Requires iOS 14.0 or later.
- Mac
- Requires macOS 11.0 or later and a Mac with Apple M1 chip or later.
- Apple Vision
- Requires visionOS 1.0 or later.
- Languages
-
English
- Age Rating
- 4+
- Copyright
- © Raisin Solutions US LLC
- Price
- Free