Progressive 4+

I’m not sure what more one could ask for! The app affords me the access I need to look into my policies; the UI is straightforward, with Auto and Marine separates into two separate tabs (and I’d guess other forms would also be handled as such— like Home, etc.). Electronic ID cards (as well as printer-friendly ones) are accessible with merely a thumbprint unlock and one click. Everything is literally right there and easy to navigate.
• the one difficulty I’ve experienced has been in cases where I needed to change my policy (e.g., sold a vehicle and needed to remove coverage while also considering a slight change in coverage/deductible as well). In that case, as well as the last time I purchased a new vehicle, I was not able to follow through with the necessary processes 100% to completion via the app alone. Ultimately, logging in via web browser and eventually speaking with someone over the phone was a necessity. Granted, there are many loopholes for fraud when dealing with the aforementioned changes in policy, so I’m understanding on that.
Thus far, now four years with Progressive, they’ve turned out to be rather impressive overall!

Progressive is the cheapest to start, but it continues to change. Our initial rate was $100 a month cheaper and the it randomly went up for no reason between the second and third payments with no explanation. Then we enrolled four vehicles in snap shot for 6 months 3 vehicles said we were on track for savings. One vehicle had a bad first couple months with a lot of hard brakes and a couple of late driving and it said a rate change was likely, but then it had minimal events for the next four months. Our savings on one vehicle was $109 per month, the other was $10 per month, the other said it did not make a change, but the one that said an increase was likely raise our rate $244 per month!!!! So that was a net increase of $135 per month. Snap shot is a joke. Firstly it ranks you by hard stops and fast accelerations , but sometimes those are necessary to avoid collisions and stopping before going through a red light or something. It’s not an accurate measurement of a person’s driving skills. Secondly if there are bad months it does not take into account the other good months. And lastly the penalty for two bad months in one car is significantly greater than three really good cars for all 6 months. My recommendation is tell them to eat their snap shot, because in the end they will get their money back one way or another. It is the biggest bait and switch on the market. My rate is back to the same as it was after all these promises of savings.

I have felt that I never needed this app. I have only used it to link my device with confirming web pages for insurance coverage or charges. I have been paying $3.00 extra to be mailed hardcopy binder or coverage packets from the company, since inception of the purchase of the insurance coverage. I had suspicions about the app right away; I had no choice about installing the app: a customer service personnel, was assigned to the task, of holding my hand and walking me through the steps to completely install this app, while; we were on the phone call and I was on the Wi-Fi. Subsequently, I have noticed that this app has supplanted the other Progressive apps...Hmmn. I'm certain that this app has been used to verify my identity, if not; out-right spy on me. My insurance premiums have increased about 12% annually. I've been reassuring myself, that the industry has raised rates overall to the same proportion, and that these increases have been; unavoidable. I'm thinking to uninstall this app shortly after leaving this review and see if progressive complains or even notices. I believe that this is one of two apps, that I currently have installed, that cannot be prevented from running in the background and therefore; they are continuously draining the iPhone battery, even when the phone is 'off', the other company's app is more useful to me; one step at a time.