OPay-We are beyond Banking 17+

OPay Digital Services Pte.Ltd.

Designed for iPhone

    • 4.2 • 22.2K Ratings
    • Free

iPhone Screenshots

Description

OPay is Nigeria's trusted financial services platform, offering secure, fast, reliable, and affordable solutions for all payment needs. With OPay, you can:
• Send and receive money instantly with seamless transfers and a 100% success rate.
• Pay bills and top-up airtime & data with exclusive bonuses.
• Grow your savings easily with daily interest on your balance.
• Enjoy hassle-free debit cards at zero charges.
• Access flexible loans with low interest rates.
Unlock convenience, savings, and rewards—all in one app. Invite friends and earn instant cashback for each referral. Open your OPay account today and experience financial freedom.

HASSLE-FREE AND INSTANT TRANSFERS
● Say goodbye to transaction failures & network issues. Enjoy super-fast and successful transactions.
● Send money using a phone number or bank account to others, including non-OPay users.
● Powered by all Nigerian banks: Access Bank, Zenith Bank, GT Bank, UBA Bank, Ecobank Nigeria, First Bank of Nigeria etc., ensuring a seamless and secure banking experience for all our users.
● Keep track of every transfer. Easily find transaction details in your "Transaction History."

BEST AIRTIME/DATA DEALS & EASY BILL PAYMENTS
● Get top airtime and data offers on MTN, Airtel, Glo, and 9Mobile.
● Pay electricity, TV, water bills, internet services and more with ease.
● Earn up to 6% cashback on airtime and data purchases.

OPay DEBIT CARD
● Secure & Reliable: Chip & PIN technology with industry-leading multi-level risk prevention.
● Convenience: Apply via the OPay app with nationwide delivery options or visit any OPay agent store.
● Wide Acceptance: Accepted across POS/ATM/WEB in Nigeria and international merchants like Microsoft, Netflix, AliExpress, Uber, Spotify and Emirates.
● User-Friendly Management: Change PINs, set limits, block/unblock cards, and access card details in-app.
● Virtual Card Option: For secure online payments, get a virtual card instantly via the app.

GROW AND SAVE MORE MONEY (Powered by BlueRidge Microfinance Bank)
● OWealth: Earn daily interest, with free deposits and withdrawals anytime.
● Spend & Save: Save a percentage of your spending and earn daily returns.
● Fixed Savings: Lock idle funds for at least 7 days to earn higher returns.
● Target Saving: Save towards specific goals with daily, weekly, or monthly plans.
● SafeBox: Start a strict savings plan with limited withdrawals and monthly interest.

SECURE AND PRIVATE
● Advanced features like biometric login, card locking, and encryption for all transactions.
● Block your account or card via USSD (955*131# or 955*132#).
● NightGuard security feature: Extra facial verification feature to authorise transactions during the chosen night time hours.
● Large Transaction Shield feature: Extra facial verification feature for transactions above your pre-set limit.
● Real-time notifications for account activity.
● Private Mode to hide your balance.
● Licensed by the CBN and insured by the NDIC.

OPay is licensed by Central Bank of Nigeria (CBN, https://www.cbn.gov.ng/PaymentsSystem/PSPs.html), and insured by Nigeria Deposit Insurance Corporation (NDIC, https://ndic.gov.ng/list-of-insured-institutions/list-of-mobile-money-operators/).

CONTACT US
Our support team is available 24/7 for all your complaints.
OPay Headquarters: Alexander House, Plot 9, Dr. Nurudeen Olowopopo Avenue, Alausa, Lagos
Helplines: 0700 8888328 or 020 18888 328
Website: www.opayweb.com
Whatsapp: +234 9165998936
Facebook: @OPay
Twitter: @OPay_NG
Instagram: @opay.ng
TikTok: @opaynigeria
YouTube: @opaynigeria
LinkedIn: OPay

What’s New

Version 7.26.1

Improved user experience

Ratings and Reviews

4.2 out of 5
22.2K Ratings

22.2K Ratings

facebook girl$ ,

Excellent App But needs more improvement

I’d update the star rating and review itself once it has been taken into consideration. The app has wonderful features with a good Ui designs, fast and easy for transactions to other banks and more. OPay is one of my best banks actually but it still need more improvements. The in-app customer service chat is still sluggish I might just need to make a little enquiry about a transaction and won’t have to make a phone call. Secondly I think the Owealth feature needs to have an option wether we’d like to make our balance visible to our wallet balance or not and lastly kindly provide the service for purchasing evoucher on the mobile app as this bank is far better than not having this feature on its app and we won’t have to face petty problems from some banks which I wouldn’t like to mention their names :/ thanks.

emeraldreal ,

Transfer now difficult

This June update make transfer slower. I see the transfer page UI was redesign. But it make transfer slower in a page. i have to wait for a name to be updated after i paste account, if i didn’t wait and jump to amount, I will still get distracted when name was updated for the account and the tab will shift down a bit. after a transfer is completed and I press Done, the transfer page we be come back with already fill previous transfer details, if i edit with new transfer details, I will run to an error, in other to do another transfer i have to goto home and restart again, it not like this in previous version. this two problem does not persist in previous update.

Developer Response ,

Hi emeraldreal We apologize for any inconvenience you may have experienced while using our app. We would love to review your concerns further. Kindly chat us via the APP, FB@OPay, IG@opay.ng or Twitter@OPay_NG for further engagement on your review. Be rest assured that your concerns will be given the right attention and resolved promptly. Thank you. D.T

D’Brown a.k.a Mr Oya ,

#Emi Kanni K’emi Ja E Ni

#Emi Kanni K’emi Ja E Ni~

I recently opened an account with Opay, and I must say, it has completely transformed my banking experience! As someone who values efficiency, I was thrilled to discover that this bank offers the fastest online banking services I’ve ever encountered in Nigeria.

From the moment I registered, the process was seamless and user-friendly. The online platform is intuitive, making it easy to navigate through various features. Whether I’m transferring funds, paying bills, or checking my balance, everything is done in a matter of seconds!

One of the standout features is their customer service. I had a minor issue with my account, and I reached out to their support team. To my surprise, they responded promptly and resolved my issue within minutes! This level of service is rare and shows that Opay genuinely cares about its customers.

I truly believe that Opay is here to stay and will continue to innovate in the banking sector.

#Emi Kanni K’emi Ja E Ni~
If you’re looking for a reliable and efficient banking solution, I highly recommend giving them a try. They are definitely a bank that is built for the future!

Signed ~Mr Ebenezer G Onabanjo
D’Brown a.k.a Mr Oya

Developer Response ,

Hi, @D’Brown a.k.a Mr Oya, Amazing feedback😉 We are delighted to have you as one of our customers. Please do recommend OPay to your friends & family. Thank you for choosing OPay. O.V

App Privacy

The developer, OPay Digital Services Pte.Ltd., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Identifiers

Data Linked to You

The following data may be collected and linked to your identity:

  • Contact Info
  • Identifiers
  • Body

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Financial Info
  • Location
  • Contacts
  • User Content
  • Usage Data
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

More By This Developer

You Might Also Like

PalmPay - Transfers, Bills
Finance
Access More
Finance
UBA Mobile Banking
Finance
FairMoney: Loans & Banking
Finance
ALAT
Finance
Carbon: Mobile Banking & Loans
Finance