OCHO Affordable Car Insurance 4+
Flexible payment car insurance
Ocho Holdings Co.
Designed for iPad
-
- Free
Screenshots
Description
The easiest, most affordable way to get car insurance from your phone. We cover your down payment interest-free—so you get insurance today with flexible payments that fit your life.
OCHO uses powerful technology to make cheap car insurance a reality. Our smart app finds you the best quotes in minutes, covers your down payment, and sets you up with a payment plan designed around your payday. Plus, you can manage everything right from your phone: no paperwork, no long phone calls, no stress. Experience the power of smarter insurance. Download the OCHO app today.
WHY CHOOSE OCHO?
- 0 Down Options: Some customers qualify for no-deposit coverage, everyone else gets a much lower down payment.
- Drive Now, Pay Over Time: We give you a custom flexible payment plan.
- More Time to Pay – Need extra days? No problem! Plus no late fees, ever.
- Instant Proof of Insurance – Get covered the same day.
- OCHO PriceCheck: Our unique tool checks your final price for you, to make sure you’re getting our cheapest quote. 58% of our customers save $600!
- Boost Your Credit – On-time payments can help build your credit score.*
WHAT OUR CUSTOMERS HAVE TO SAY:
“Totally legit and you don’t have to put any money down and they give your proof of insurance the same day.” Gloria K., Springfield, IL
“They were really great and got me back on the road for 0 down. I would definitely recommend OCHO to anyone.” Thor Seth
“Love it. Helped with the down payment. Which is always too much to put down for car insurance. As a single mom I did not have to worry between down payment for car insurance and groceries for my children.” Addierene H., Gainesville, GA
HOW DOES OCHO WORK?
Say goodbye to big down payments and car insurance cancellations! We help finance your auto insurance at no extra cost, so you deal with us—not the insurance company. Enjoy lower or no down payments, flexible split payments, and choose your payment dates. Plus, we offer extra time to pay when needed, so you can stay insured. Break the cycle and pay with OCHO today! We make insurance shopping stress-free.
WE CURRENTLY OPERATE IN: Arizona, Texas, Illinois, Georgia, Missouri, New Mexico, Washington State, Wisconsin.
ABOUT US
Launched in 2021, OCHO’s mission is to revolutionize car insurance for hardworking people across the USA. Built by immigrants to help you beat the system, we offer more than just coverage—our policies are a pathway to financial resilience, giving you the breathing room you deserve.
APP FEATURES YOU’LL LOVE:
Find and compare auto insurance in minutes with our easy to use platform.
Get your credit score for free.
Select payments dates that fit in with your payday.
Download your policy documents instantly.
Request a payment extension if you need more days to pay.
Manage your payments and policy from your dashboard.
CURRENT INSURANCE COMPANIES WE WORK WITH: Progressive, Dairyland, Gainsco, National General, First Acceptance, Founders, Falcon, Aspire, Kemper Auto, Embark, Infinity, The General, Excepsure, Assurance America, Bridger, Bristol West, Unique Insurance Company, Clearcover.
Looking for an app like Hugo Insurance? At OCHO, we do things differently. Hugo insurance offers pay-as-you-go insurance, which can leave you with risky gaps in coverage that may lead to you not having coverage and more expensive rates. With OCHO, you get continuous coverage and flexible payment plans—keeping you protected without the worry.
We are NOT a payday loan service, cash loan, personal loan app, or a platform for borrowing money. We don’t use telematics.
Companies we are not affiliated with: The Lemonade, The Zebra, Root Insurance, Freeway Insurance, Direct Auto, Elephant Insurance, OTTO Insurance, All State, Safe Auto, Esurance, Nationwide, Gainsco Insurance, Geico Insurance, Go Auto Insurance, Liberty Mutual, AAA Insurance, USAA Insurance, State Farm, Fred Loya Insurance.
Learn more at www.ocho.co
What’s New
Version 0.121.3
As always, we are making the experience better for you, thank you for being part of the OCHO family.
Ratings and Reviews
Lost coverage due to system Screen white on app
I find this very odd i tried to make my payment on the 4th of July from 8am till 1130pm basically all darn day and the system wouldn’t allow me to make the payment the screen would turn white each time so they cancelled me and now what’s even more strange is I have never heard of a company that lets you reinstate but you have to wait 2-5 days for their decision after you have paid the reinstatement fees and drive around without no insurance meanwhile they make a decision so in the mean time if I’m in a accident I’m screwed because we have to drive to work to pay bills and rent in this cheap world we live in ha if I’m wrong please someone correct me
Developer Response ,
Thank you for reaching out and sharing your concerns. We understand how frustrating it must be to experience delays. Unfortunately, as an agency, we rely on the insurance carrier’s decision when it comes to reinstatement processing, which can take 2–5 days as they review each case individually. While we’d like to speed up the process, this timing is out of our control. If you have any further questions about the status of your reinstatement, feel free to contact us, and we’ll help however we can.
- The OCHO Team
OCHO made getting Insurance possible
I don’t make enough money and my driving history had really been at a all time crappy. 5 accidents in a year and nobody would insure me for less then $500 per month and that was liability only. Not only did Ocho make it possible for me to actually afford insurance but they covered my down payment as well. Thanks Ocho and I have been accident from ever since.
Developer Response ,
Wow, this kind of feedback truly lifts our spirits!
Helping people like you get the coverage they need is exactly why we do what we do. Everyone deserves access to affordable insurance, no matter their situation. We’re so glad we could make it happen for you, and congratulations on staying accident-free!
You’ve got this! - The OCHO Team
Hands down fastest way to get insurance!
I despise talking to insurance agents on phone spending hours to just find out that your “quote” and price at the end are two different ball parks away from each other. This app is straightforward to the point I had insurance in less than 15 minutes… highly recommended
Developer Response ,
Hey, thanks for the great review! We’re glad our app saved you from the dreaded insurance phone calls. Who knew insurance could be this painless? The OCHO Team.
App Privacy
The developer, Ocho Holdings Co., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
- Contact Info
- Identifiers
- Usage Data
Data Linked to You
The following data may be collected and linked to your identity:
- Financial Info
- Contact Info
- User Content
- Identifiers
- Usage Data
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Location
- Identifiers
- Diagnostics
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Information
- Seller
- Ocho Holdings Co.
- Size
- 50.8 MB
- Category
- Finance
- Compatibility
-
- iPhone
- Requires iOS 15.1 or later.
- iPad
- Requires iPadOS 15.1 or later.
- iPod touch
- Requires iOS 15.1 or later.
- Mac
- Requires macOS 12.0 or later and a Mac with Apple M1 chip or later.
- Apple Vision
- Requires visionOS 1.0 or later.
- Languages
-
English
- Age Rating
- 4+
- Copyright
- © Ocho Holdings Co.
- Price
- Free