Katapult | Shop & Lease to Own 17+

Ok so here it is. I have just received my first order using this app. I read other ppls reviews and saw them giving 1 or 2 stars because they’d have problems with it freezing up the top of the screen when trying to validate your purchase and also that some of the stores listed the app wouldn’t work with them.

So after reading them I can say that yes I experienced this a couple times also. That being said it wasn’t a problem for me because I went right to Walmart because honestly today you can order almost anything in the Walmart app. So I had zero issues with making my purchase it was very simple and fast. This was my last option because AARONS and RentAcenter stopped selling them. And I tried a couple other sites like flexshopper, abunda and LeaseVille. Couldn’t get thru with them so we actually bought one from a marine on FB marketplace for 80$ and got home and it was still under someone’s Apple ID so we could not access it and he wouldn’t respond back to us. So we paid 80$ for an apple paper weight.
Then I came across this app and tried it was approved for $1000 so I was then able to get the Apple Watch from Walmart thru the katapult app!
I feel like this is going to help come Christmas time. Thank you a ton katapult!!

Hello, djbiofegouvdapuhcwepigr wphqce,

Thank you for contacting Katapult. We are so happy you chose us as your financing option for your merchandise. Katapult prides us in ensuring our portal is user-friendly with effective self-service payment options. We are glad that you are enjoying your visits to Katapult.com. Please contact us at (833)-KATAPULT(528-2785), or through our chat service online atwww.katapult.com if you have any questions.

Thank You,
Katapult Customer Relations

So far loving this service! It’s extremely helpful for those who don’t have a very considerable income but still want to make sizable purchases. As with any leasing or credit, responsibility is key. The 90 day early buyout option lets you buy out your lease for hardly any additional fees or interest, making sure that’s paid off before the 90 days is key. Be mindful of your spending limits and make sure you can afford that option! Their autopay feature was easy to set up and gave me ease of mind knowing my purchase was being taken care of.
I had to reach out to customer support, but man they exceeded my expectations. Some of the best client care I’ve seen. If anyone from Katapult reading this has the authority, please give Chanel from customer support some props and a raise!

Hello, CupKakeKoda, Thank you for contacting Katapult. We are so happy you chose us as your financing option over using a credit card. Katapult’s 90-Day Early Purchase program was designed just for our Customers like you. We hope that you are enjoying the merchandise purchased. Whether it’s a major purchase or small gift, we look forward to serving you again. Please contact us via our chat service online at www.katapult.com; or at (833)-KATAPULT (528-2785), if you wish to speak with a live agent. Thank You, Katapult Customer Relations

I just recently filed bankruptcy not too long ago (give or take 3-4 months finalized) and they’ve been one of the only financing companies to give me a chance with financing options. If you budget right for what you order the 90 days pay off is great because it’s interest free. BUT if you don’t pay off the money loaned in time, even with 1 dollar left, you will get hit with the interest rate for said loan. Its nearly double of your product you purchased. It could be less given your credit score but that’s how it was with me. One other thing, if you miss a couple payments they hit you a “late fee” but they do tack it back onto your existing line of credit (not the product itself in which you have your 90 day payoff option). It’s not a horrible deal but until you payoff that extra money from missing a payment or two, you can’t reapply for another loan. All in all I’d give this financing company a 4.5/5. If you understand what you’re getting yourself into with the high interest rates and your interest hitting after your 90 payoff option, I’d recommend this to someone trying to build their credit back up with a company that’s willing to take a chance with you.

Hello, TJG-75! Thank you for visiting the Katapult App! We are pleased that you enjoyed the app. Katapult is always here with our 90 day early purchase option whenever you need us! If there is anything we can do for you, just let us know at +18335282785! Thank you for choosing Katapult at checkout! - Katapult Customer Relations