InComm Benefits 12+

Elevated benefits with our all-in-one Visa® card that combines HSA and FSA accounts.

A new way to HSA & FSA with InComm Benefits’ Visa® debit card and mobile app.
Automated and AI-powered spending accounts - including HSA and FSA - simplifying user experience with a mobile app handles all the details for you. Manage multiple accounts together on one card and easily track expenses and store receipts.
Plus, a self-driving HSA experience:
- New technology allows the debit card to find which products are eligible and which are not - right when you swipe the card. From there it easily pulls eligible costs from your HSA and ineligible costs from a backup account like your checking account. You don't even have to know what was eligible beforehand - no more missed expenses!
- Plus, with Incomm’s AI-driven platform, you can uncover HSA eligible expenses you would have missed!
- Don’t have the funds up front? No problem. Spend first and contribute to your account later.
The InComm Benefits mobile app features include:
- Secure access to all your benefit spending account balances and transaction history.
- Receive notifications and view details of all your debit card transactions.
- Safely link your external bank account for simplified expense reimbursements.
- Create and manage your claims for out-of-pocket expenses, including uploading supporting documents using your device’s camera or gallery.
- Manage your debit card, including requesting additional cards for family members.
- Open and manage an HSA investment account.
- Access to fast and friendly customer support.

InComm Benefits supports benefit spending accounts through employer sponsored benefits programs.
The Zenda Card, Owned by InComm Payments, is issued by Coastal Community Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc.
InComm Benefits HSA accounts are FDIC insured up to $250,000 per depositor through Coastal Community Bank, Member FDIC.
Investment accounts are not bank guaranteed and not FDIC insured and may lose value