Income OK - income & expenses 4+

I thoroughly enjoy this app, I use it every day. It is well worth the $.99 that I paid for it. The design is nice and it is very simple and easy to use. I honestly tell everyone about this app and I have made my boyfriend download it as well. Since I've been using it and I've been keeping track of my expenses which helps me create a budget and save money as well as prevent any credit card fraud. I noticed in another review, someone complained about not having an expense to income graph. Which would be nice to have this graph but they already have a feature in the settings if you click the top left button a pop up will appear & one of the sections in there will say balance & a number. This balance is the comparison between your income and your expenses. If you're in the negative that means you're spending more money than you're making and visa versa. Although a graph would be a cool addition, I am satisfied with the balance feature.

I absolutely love this app. After testing out what felt like every financial budgeting app out there, this is hands down the BEST one. It's definitely well worth the money. I use it every single day and find it to be extremely useful.

If you're looking for a simple way to track your income/expenses that doesn't require access to your bank accounts, this is the perfect solution. Since it doesn't pull from bank accounts, you're in complete control - no more miscategorized charges or constant clean up. This allows you to input only what you choose, which gives you a much more accurate reflection of your overall finances.

Pros:
1. User friendly design
2. Quickly input real time income/expenses along with the date and notes - ideal when you're on the go
3. Create your own unique categories, assign icons to them, and even subcategorize
4. Visually appealing graphs for income/expenses
5. View income/expenses from previous days/months/years
6. View overall balance between income/expenses
7. Backup/sync with iCloud
8. Export to CSV
9. Widget available

Suggestions:
1. Add graph comparing income vs. expenses since you can only view them separately as of right now
2. Include additional icon options for categorizing. Current selection is great, but a few more wouldn't hurt
3. Add a reoccurrence feature for certain expenses (i.e. monthly bills) so you don't have to remember to input each time

I strongly recommend Income OK to any person who needs to keep track of their budget and expenses. I was using the free version which only includes expenses(Expenses OK). And just because of how much I loved it and how simple and easy it was to use, I upgraded to this app to get the full experience (the free app has full functionality but without the income options). I used many applications and they all required access to my bank accounts and had too many procedures and steps. This app beats them all with its simplicity and functionality. In comparison with other apps which need subscriptions and registrations this app is perfection. Although this app is paid I still feel the need to thank the developer 👍🏼.

Suggestions:
The budget option needs a reset button which recalculates the difference between income and expenses in it has been changed by mistake. A manual option of importing data from the free version would be very helpful. Also, there should be an automatic option for reoccurring expenses and monthly fixed costs; (such as fixed monthly rent, fixed monthly bills, etc...)

I salute the developer who was able to beat all the other apps in the market which are more expensive and for making it much simpler while still being able to fit it all in 6.5 megabytes of storage space.