Hancock Whitney BIZ 4+

I’m not one to use electronics (I hate computers) to do something when I could do it some other way. I used to write every check, record every check, deposit every payment, lick stamps and slow mail every bill. But when I started using this online Banking App, I was amazed at how easy and fast it is to use this and I will probably soon never need a check book or check register again. And it is much easier to organize and get all this info to my accountant come tax time.

For some reason, when I use this business snot card, unlike my checking debit card, it will go over (bounce) if I spend more than I have in my account. Whereas my checking debit card will just tell me “insufficient funds”.

I would prefer my business card did the same thing rather than “silently bounce”, leaving me $35 over draft charge.

I don’t know if this has anything to do with the app or whom this may concern, but I’m putting the review here in case someone whom it may concern sees this and can fix this.

I see no reason why the business debit card cat just say “insufficient funds” and not allow the charge to go through (just as my checking debit does), rather than silently have an overdraft charge. (And if there is an overdraft charge, can there be a warning or a text message or something sent to my phone so that I’m aware of it? Because I’m not always aware that my business account bounced and would like to be informed of that. Otherwise, I would prefer these business cards to not allow charges that cause overdraft and instead just say, “insufficient funds” like my regular checking debit card does.

Other than that, I have this app a 4 star because I LOVEEEEE to know how much funds I have right at my fingertips! That is AWESOME!! And to also know WHERE and how much my transactions were is VERY COOL.

So thank you for providing a wonderful app that is EXTREMELY useful!!👍👌

On line banking with Hancock Whitney has been the best experience since slice bread!! We have saved on gas and let’s not forget about traffic and our horrible roads in Louisiana 😬. So convenient to look over transactions, transfer money and look over past months statements!! Simply the best 👏. Thanks Hancock Whitney