Fold - Savings, Budget Tracker 4+

If it had the layout of mint/Truebill it would be on top!

This app is soooo aesthetically pleasing. Feels like a video game almost. The downside is that it doesn’t have a dashboard you should be able to open your app and see all the essential money related items as a snapshot. With this app you have to click between them. Now if you have a pretty simple financial life this could work well but man if it was laid out like true bill or kint the other apps would be in troubllleeeee! Kudos for the Design though. It makes you want to budget. So fun

New Redesign destroys a once great app

The overhaul UI redesign of this app is utter GARBAGE. As a paying user from before, all the good qualities of the app, like simply spending tracking, and easy to use budget settings that let me customize as needed - all gone. All I wanted was an app that I could input my budget for the month, say “Food. Set a budget of $100 that would rollover, and every time I spent money on food ide just quickly hop on the app and press the subtract button and input the amount. When I was planning on going out, I could quickly check the app to see how much I had left to spend for the month. S I M P L E. Now, the app has like 5 different “budgets” making overall viability of your finances impossible, it highlights the amount of money spent (why do I care to see how much I’ve spent??) instead of how much I have LEFT (this is now a small greyed number) and I have to go through 2 different screens and forced to select a category from a list. It’s so unnecessarily complicated. CHERRY ON THE CAKE: ALL MY DATA AND SPENDING INFORMATION THAT WAS IN PROGRESS THIS MONTH IS GONE. The system said it migrated the data, but there’s random “rollover” charges from months ago, and spending on the monthly budget from months ago as well. The team took a flaming crap on this app. REFUND ALL OLD USERS.

Developer Response ,

Hey there, thanks for taking the time to write us some feedback. We really appreciate your passion for our app as it helps us improve each and every update.

Rest assured the next round updates will bring back some key features that you are familiar and this should hopefully make your budgeting much easier.

Meanwhile please reach out to support for any issues you may be experiencing so it can be resolved ASAP.

Great for college students

I am a college student— I work and save a large portion of my income during the summer, then transfer a certain amount out of my savings each week during the school year. Every other budget app I’ve tried relies on tracking bank transactions and doesn’t register transfers from savings as “income”, making them almost impossible for anyone without steady income to use. Having to manually log every transaction is a little less convenient, but it’s worth it to be able to quickly and easily check how much money I have left for the week.

One feature I would love to see would be the ability to add recurring payments for bills and subscriptions. Right now, I calculate the monthly cost of all my bills and subscriptions, divide it by 4, and subtract that from my weekly budget— but that means I have to redo my entire budget every time that amount changes. Being able to add bills and subscriptions, as well as see upcoming payments, would be really useful.

Developer Response ,

Hey there!

Thank you for supporting the app and I'm glad it's helping you out for college. I really appreciate the feedback.

The next update will be a big one that includes automatic bill and income tracking as well calculations so you don't have to calculate weekly/monthly/yearly yourself; this should hopefully make it much easier for you. :)

There will be a few more surprises that I hope you'll enjoy.

Feel free to reach out if you have any questions or other feedback.