Chard Snyder Mobile 4+

I am so glad I decided to get an HSA. COVID-19 rocked my world-everyone’s! Other savings was used to keep my family and I afloat but then I was not able to work on the med bills that were hurting my credit. Although things are still tight around these parts I can feel better that I have been able to positively effect my credit by pay a lot of my loans down.

I am grateful to know I’m not the only one having an absolute terrible experience with Chard Snyder as FSA. I have used FSA through multiple other vendors over many years and have never, absolutely never, experienced the multiple claim denials and demanding repayment for something already paid. Dental not totally shocked but the receipt I sent I’m didn’t clear it and they required more and more docs. Now they are demanding repayment on a Dr’s office deductible that I see every month and pay every month according to my insurance card requirement. They deactivated my card and held my $ hostage until I jumped through multiple hoops to support my claim. They said if you need to use it we can temp activate for 1 day I said what if something comes up on a weekend and was told sorry not sorry. I will absolutely NOT participate in FSA next year (2023) if my employer uses them again. I have reported them to my HR rep as multiple people at my company are having a lot of issues. They called them and claimed that none of the issues occurred that I reported.

One of the hands down full stop worst FSA companies I have ever worked with. Never in my life have I experienced such constant denials of services that have been previously paid with no issue, including identical services that chard Snyder approved merely a month prior. Dental, eyeglasses, prescriptions, physical therapy, absolutely anything and everything that they can try to deny a claim on in order to keep your funds through the end of the year they will do so. It is completely bonkers. I will never put a cent into this horrific company or it’s crazy business practices ever again and I implore you unless you want to spend hours screenshooting documents, scanning things, uploading obscure details and docs into their poorly functioning portal, RUN and do not use this awful company. I hope they go bankrupt.