Bold.org 4+

I've submitted ~230 scholarship applications, and while I've only won one, I know I'm competing with a TON of people, so I understand! The debit card was super easy to set up--I'm happy to earn points as I make my purchases, haha! Hopefully the app will let me apply to scholarships on it soon instead of having to use the site, but in the meantime, it's been great to keep track of my points and spending. When I've spent enough to earn some cash back, I can instantly get it. Also, dark mode would be cool.

I am incredibly thankful for an app that is directly linked to my scholarship funds, allowing me to track the money awarded to me while providing a centralized location for those funds. It simplifies the process of knowing which bank card to use for my school expenses. I absolutely LOVE that by applying for scholarships and using the website and app, I earn rewards that can be converted into cash for my bank card or applied directly to my student loans! The conversion rate is impressive; I just turned 1,500 points into $15! Plus, every time I use the card, I accumulate more points. For just spending $100, I earn 1,000 points, which translates to $10 back in cash or towards my loans! A big thank you to BOLD for this amazing app! I’ve already started transferring funds for everyday expenses, which gives me even more cash. I can also transfer my awarded scholarship money from my BOLD debit card to other checking accounts.

I wish there were a feature to apply for scholarships directly through the app, and it would be great if they could incorporate that in the future and include notifications for new scholarship opportunities.

I’ve used this via computer for over 8 months now and I’ve haven’t gotten any scholarships, though the applications I’ve done are over 40 at least. This platform is seriously debatable in terms of giving aid. I can’t confidently say 80% of users win a scholarship, it’s very mixed. I received an email last month about two I applied announcing who won. Problem being the email never read along the lines of “Congrats you won” just “ 2 scholarships are announced” so it just teases you. The points system is kind of sad considering 3,000 is roughly close to 50 USD. This is advertised as to used as cash back or for loans but this realistically isn’t significantly helpful for loans. Having seen these two reviews deeply worsens my view in getting aid while dealing with the idea of college tuition.