Bold.org 4+

I downloaded the app to honestly have my first bank card my parents could not track and learn more about my personal finance habits; I achieved it and even brought my first move (to a new state) with this card! Awesome, I know but it has its downsides as it would help to have more cash back options than just 2 points per 1 dollar spent and truly more diversity with other brands out there but I love that regardless of its use the card has a look that has attracted a lot of people’s attention when I’m at airports, restaurants, or just around the city! I also love how you can use it mobile too, so you don’t have to worry about your card getting hacked or stolen! If I could add one thing to this card it would be a banking option where one could draw money from it without any fees applied but also I forgot to mention too: this card is perfect because when you win a scholarship you can have your money transferred to your card for university use and it only takes about 24 hours. So yeah, great for beginner use and learning yourself but there is always room for improvement!

I am incredibly thankful for an app that is directly linked to my scholarship funds, allowing me to track the money awarded to me while providing a centralized location for those funds. It simplifies the process of knowing which bank card to use for my school expenses. I absolutely LOVE that by applying for scholarships and using the website and app, I earn rewards that can be converted into cash for my bank card or applied directly to my student loans! The conversion rate is impressive; I just turned 1,500 points into $15! Plus, every time I use the card, I accumulate more points. For just spending $100, I earn 1,000 points, which translates to $10 back in cash or towards my loans! A big thank you to BOLD for this amazing app! I’ve already started transferring funds for everyday expenses, which gives me even more cash. I can also transfer my awarded scholarship money from my BOLD debit card to other checking accounts.

I wish there were a feature to apply for scholarships directly through the app, and it would be great if they could incorporate that in the future and include notifications for new scholarship opportunities.

I’ve submitted many scholarship applications from various websites, and Bold makes it by far easier to find and apply to as many available at once! The Daily Bold Points I earn are also helpful for building some spare cash here and there, while earning through the app when connecting a bank account.
However, maybe making Bold Points easier to earn in other ways besides Daily Login to the site would be a beneficial improvement, so that it doesn’t feel like ‘pay to win’ for most scholarship opportunities-the many required paid trials, for instance, in order to earn more Bold Points.
Great experience overall, no other notes!