Acorns Early: Kids Money App 4+

Debit Card, Allowance, Chores

Acorns Grow Incorporated

    • 4.2 • 279 Ratings
    • Free

Screenshots

Description

Acorns Early (formerly GoHenry) is the smart money app and debit card for your kids that teaches them financial wellness and the value of money. Young people aged 6-18 can learn about earning, saving, and smart spending with features like automated allowance, task lists, and gamified educational quizzes and videos. Then they can practice their skills in the real world with their own debit card. All while parents watch and guide with flexible parental controls.

ACORNS EARLY FEATURES:

- AUTOMATED ALLOWANCE
Automated weekly allowance teaches budgeting skills and that once their money is gone, it's gone.

- SAVING & BUDGETING
Make saving a habit with child-led savings goals that parents can lock and unlock.

- IN-APP TASK LISTS
Teach the power of earning by sending rewards for completed chores.

- BITE-SIZED LESSONS
Boost your child's financial literacy with in-app Money Missions. On average, kids transfer over 30% more into their savings in the first month after completing one.

- THEIR OWN PREPAID CARD
Your child can practice their new skills in the real world with their own kids' debit card — and choose from 45+ designs.

- TRAVEL ABROAD FEE-FREE
One less thing to worry about on vacation with fee-free transactions overseas.

- MONEY SKILLS UNLOCKED
Your child can learn money management skills by keeping tabs on their own cash flow in-app.

- ATM WITHDRAWAL
Heading somewhere that only takes cash? Your child can withdraw money at ATMs.

ACORNS EARLY PARENT FEATURES:

- QUICK AND EASY TRANSFERS
Send money anytime with scheduled allowance and instant transfers.

- INCENTIVIZE CHORES
Set task lists and send rewards for completed chores.

- SPENDING VISIBILITY
Track your kid's money with real-time notifications straight to your phone.

- FLEXIBLE CONTROLS
Choose when, where, and how much your child spends — and change your preferences anytime in-app.

- FOR THE WHOLE FAMILY
Friends and family can send money straight to your child's card with Giftlinks and Relatives accounts.

- JUST FOR YOU
Find insights and tips to support your child's financial education in the Parent Space.

- GIVING MADE EASY
Teach your child the value of helping others with optional charitable donations in-app.

ACORNS EARLY TEEN EXTRA FEATURES: YOU`LL NEED A PARENT OR GUARDIAN TO SIGN YOU UP

- THE ACCOUNT THAT GROWS WITH YOU
Grow your independence with a smart debit card and 13+ account with features just for teens.

- SPLIT THE BILL
Request or send money with friends on Acorns Early at any time.

- REQUEST MONEY, GET PAID
Get paid in person with QR codes — even if that person doesn't use Acorns Early.

- SAVINGS YOU CONTROL
Set savings goals in-app for those must-have purchases.

- READY FOR YOUR SIDE HUSTLE
Get paid wages straight to your account with Direct Deposits (14+).

- FREE TO PAY AWAY
Set off and explore with fee-free transactions overseas.

- MAP YOUR SPENDING
Stay on top of your spending habits by tracking your cash flow with spending maps.

LET'S GET STARTED!
1. Sign up today
2. Download the app & learn instantly with Money Missions
3. Parents can set allowance, chores, and add money
4. Activate your card when it arrives in 5-7 days

PRICING

Acorns Early comes included in the Gold subscription ($12/mo).
If you're interested in the Acorns Early only, it's $5/mo for 1 kid, and $10/mo for 2-4 kids.

54k+ 5 star reviews worldwide (Trustpilot, App Stores).

© GoHenry Inc. ("Acorns Early"). Acorns Early is not a bank. The Acorns Early card is issued by Community Federal Savings Bank, member FDIC, pursuant to license by Mastercard International.

https://www.gohenry.com/us/terms-and-conditions/

Acorns Early Address: 5300 California Avenue, Irvine, CA 92617 USA

What’s New

Version 8.71.0

In this release, we’ve made small improvements and fixed a few issues to keep your app running smoothly.

Ratings and Reviews

4.2 out of 5
279 Ratings

279 Ratings

CoachJoe82 ,

Plenty of Options

This program is well designed with plenty of options to teach your kid about money and how to use/save it. One issue is with the child verification link in the app. The link in the app sends a message to the child’s email, but the link in the email directs you over to the GoHenry app (which is the old program, though designed exactly like Acorns Early to help with the transition to the new program) but it doesn’t update the account in Acorns Early. Fixing that programming glitch would make setup much smoother. Can’t wait to have my kid get started with the new card and earning potential.

Developer Response ,

Hi Joe! Thank you for your review! We are happy to hear you are enjoying Acorns Early! May we suggest to clear the data and cache for your app by going to your phone settings. This should resolve your issue. In case you are still facing the problem, please contact us at help@acornsearly.com with your contact details and relevant screenshots so that we can look into this for you. Thank you - Megan

American061983 ,

A Fantastic Tool for Teaching Kids Financial Responsibility

I am thoroughly impressed with Acorns Early, giving it a solid 5-star rating. This app has been instrumental in teaching my children the value of money and the importance of saving. By linking chores to earning, Acorns Early brilliantly gamifies the process of financial education, making it engaging and fun for kids.

The interface is incredibly user-friendly, which is crucial when dealing with young users. My kids have enjoyed watching their savings account grow visually through the app, which not only motivates them to continue their chores but also teaches them about the benefits of saving.

The visual design of the app is appealing, keeping my children interested and involved. It's clear that Acorns Early has been designed with both educational value and user experience in mind. My kids are now more responsible and eager to help around the house, knowing they can earn money through their efforts.

Overall, Acorns Early has activated a sense of responsibility and financial awareness in my children that I hadn't seen before. It's an excellent tool for parents looking to instill good financial habits in their kids from an early age. Highly recommended!

Developer Response ,

Wow! what an amazing review this made our day! Thanks for sharing! 😊 - Tom

JenniRae22 ,

Better apps out there!

The idea is there but the execution is not! The app is not easy to use, and is lacking a lot of flexibility. If you only have one kid this may be easier but I have 4 and it makes it difficult. Other chore apps have much more flexibility when it comes to frequency of tasks, allowing every other day options, etc.

The education piece is lovely and a great addition to this type of setup but again executed poorly. The kids don’t care that it’s there, even though they get paid for completing the units. There is just nothing that draws a child in. Even if they were rewarded with something silly like a background or sticker for the app or something.

Finally I hate that it doesn’t directly fund to the kids card. That we have to fund the parent account and then payout to the kids cards. That piece should be done in the background.

Developer Response ,

Hi JenniRae22. Thank you for taking the time to provide us with your feedback. We are sorry to hear you feel the GoHenry app is not user-friendly, and we are keen to see what we can do to improve it and make it better to use. If you have any ideas on how we can do this, please send them in an email to help@gohenry.co.uk.

Regarding the parent wallet, it serves as a holding pot for the funds. If you are on the everyday membership fee plan, you can load the account once a month free of charge, and additional loads have a £0.50 service charge. By loading the funds needed for the month within the parent balance, not only does this mean you will receive no additional charges, but if you have tasks and allowances set up, we will automatically pay these from the parent wallet for you! - Abbie

App Privacy

The developer, Acorns Grow Incorporated, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Identifiers
  • Usage Data

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Contact Info
  • Contacts
  • Identifiers
  • Usage Data
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

Supports

  • Wallet

    Get all of your passes, tickets, cards, and more in one place.

More By This Developer

You Might Also Like

Modak: Kids & Teens Banking
Finance
Benny - Cash Back on SNAP
Finance
GoHenry by Acorns Kids Banking
Finance
BusyKid
Finance
Till: Kids & Teen Banking
Finance
Kovo Credit Builder + Rewards
Finance