中国工商银行 4+
Industrial and Commercial Bank of China
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- Free
iPhone Screenshots
Description
工行手机银行10.0
在您身边 值得信赖
一、服务焕新
首页：消息频道，重点信息突出展示，个性内容准确推荐，更有旅程断点及时接续；青春频道，多元宇宙，“宇”见青春，打造Z世代的专属空间。
数字空间焕新：财富、贵金属、私人银行、环球撮合荟四大展馆，元宇宙模式、沉浸式空间、对话式交互，让金融体验更有趣、更多元。
信用卡：整合多卡账单，支持一键还款，让卡片管理更便捷、更高效。
“我的”页签：“我的”数据一目了然，新增“我的足迹”“秘密空间”，个性化定制随心定义，全方位展示“我的”信息。
二、财富升金
财富学苑：金融大众院、学富五车院、财高八斗院，三大课程体系，匹配不同投资经验。
养老金融专区：聚合社保、年金、个人养老金三大支柱，资产规划、财富管理、养老生活三大服务，“金融+生活+健康”一站式服务，陪伴全生命周期的养老需求。
三、消息进阶
桌面小组件：账户、付款码、转账汇款、缴费，四大常用、一键直达；任务中心、工行消费季，信息推送更为高效。
桌面实况窗：网点预约、取号、排号等全流程进展情况，实时信息、实时提醒。
四、网点联动
手机银行厅堂通：申请储蓄卡、开通工银信使、快捷支付绑卡……一次性录入信息，多项产品同步渗透，金融需求一站式解决，无需前往网点，手机一点、轻松开户。
网点厅堂码：取号、专属福利、热门活动……一次扫码支持多项业务，免卡免证用手机银行即可轻松完成。
五、安全升级
设备指纹：智能识别设备异常安全防护能力。
AI盾：人脸识别AI动态安全防御体系。
What’s New
Version 10.0.1.2.3
1、首页：新增消息频道，及时查看各项提醒；新增青春频道，打造Z世代的专属空间；
2、贷款：优化“房贷利率调整”，新增“利率加点值调整”和“转浮动利率申请”，调整更便利；
3、桌面小组件：综合组件对接消息中心，快速获得产品推荐、优惠活动、权益中心等新消息；
4、地区特色：山东、天津、北京地区客户，支持实况窗推送预约取号节点消息，行程安排更从容；
其他：家庭财富、风险测评等产品与服务均有优化与提升。
注意：
1、本期上线后，手机银行2023年12月版及以前版本需升级；
2、手机银行app不保证完全适配pad平板。
Ratings and Reviews
Better user-friendly than before
Nice
I mean….it’s consistent with the bank’s services
As an expat in China this is the bank my company chose to go with. It is essentially good for checking my balance so I know how much I have and can transfer out of the country. Everything else is pretty wonky and useless.
Some thoughts on how to improve:
1) Get rid of the unconventional keyboard for logins. It doesn’t help with security it just makes my logins longer. If ICBC is committed to security try modeling the login after the 2 step verification that other banking apps have.
2) End the illusion of overseas remittance. I doubt anyone is actually able to do it over the app
It’s unfortunate that this banking app isn’t on par with other banking apps. I have a few others that provide great service and really make it worth your while to use them. Maybe someday.
Worst bank, worst service experience
I had to manually re-enter my password every time I logged in, but the password keyboard layout was always changing, which often led to my continuous wrong entry. After three wrong entries, my account was frozen, and then I had to call the branch that handled my account, but the branch that handled my account was closed all year round. These Chinatown customer service staff, they can barely speak English or Chinese, and communicating with them is a disaster.
App Privacy
The developer, Industrial and Commercial Bank of China, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Purchases
- Financial Info
- Location
- Contact Info
- User Content
- Browsing History
- Identifiers
- Usage Data
- Diagnostics
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Information
- Seller
- Industrial and Commercial Bank of China
- Size
- 448.9 MB
- Category
- Finance
- Compatibility
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- iPhone
- Requires iOS 11.0 or later.
- iPod touch
- Requires iOS 11.0 or later.
- Apple Vision
- Requires visionOS 1.0 or later.
- Languages
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English, Simplified Chinese
- Age Rating
- 4+
- Copyright
- © Copyright 2011 ICBC. All rights reserved.
- Price
- Free
Supports
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Wallet
Get all of your passes, tickets, cards, and more in one place.
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Siri
Get things done within this app using just your voice.