Fi Money - Save & Invest Smart 4+

Open a Federal Bank Savings Account online in under 3 minutes! As a money management platform, Fi Money is the perfect solution for all your financial needs. Through Fi, you can open a Federal Bank Savings Account online, maximize your savings, apply for an instant personal loan, invest in US Stocks like AMZN and AAPL, track your expenses, automate UPI payments online, and invest in Mutual Funds to build your wealth. Fi is the only financial app you need.

You can also get a sleek VISA Platinum Debit Card with zero FOREX charges. Powered by cutting-edge technology and partnerships with regulated entities, the Fi app provides many awesome financial services, including a way to connect your other savings accounts to Fi and get a 360-degree view of your money.

Why try Fi?

Money insured up to ₹5 lakh
Zero FOREX markup on select plans
No hidden fees
Withdraw from any ATM
24/7 customer support
FEATURES
Make sense of your finances instantly

Open a Federal Bank Savings Account in minutes
Use Ask Fi, your intuitive finance assistant, and get answers
Fi encourages you to manage money online and build better money habits
Fi’s Smart Statements explain everything in plain English
US Stocks investments at 0% brokerage

Open a free US Stocks account in 4 minutes on Fi
0 brokerage fees, 0 withdrawal fees, and 0 maintenance fees
Created with regulated US stock broker Alpaca Securities LLC
Access ETFs and stocks of global brands like Apple, Tesla, Google, and 3000+ others
Diversify your portfolio and earn more as USD value appreciates
Start investing in US Stocks on Fi with $10 fractional shares
Get rewarded for saving

FIT Rules: Set fun rules that automatically save for you
SIP 2.0: Automate and transfer money into Mutual Funds
Automate investments on a daily, weekly, or monthly basis
Use Fi regularly to make smart financial decisions and earn rewards
Send UPI payments online, get an instant loan, or a Credit Card
Discover the joy of growing in-app Money-Plants
Spend smarter, not lesser

Create AutoSave, AutoPay, and AutoInvest rules as you go
Smart Deposit: A flexible way to save, designed around your goals
Instant money transfer with zero transaction charges via Fi Protocol
Fi auto-creates your unique UPI ID
Set a secure PIN to send/receive payments via BHIM UPI
Stay in control

Pay with a Debit Card swipe, tap, or go contactless
Track all your investments, savings, and expenses automatically with Fi
Lost or misplaced your card? Freeze it or order a new one in-app
Super-fast instant Personal Loans

Get up to ₹5,00,000, with interest rates starting from 1% per month
Money in your savings account in 5 minutes
100% digital process with no paperwork
ZERO charges for pre-closure for select lenders
Powered by India’s trusted lending partners and regulated entities
Personalized instant loan repayment plans available
Safe and Secure
Flexible Repayment Tenure: From 3 months to 4 years
Competitive Annual Percentage Rate: From 14% - 36%*
*Note: These numbers are for representation purposes only. The final APR will depend on the customer’s credit assessment, as decided by epifi’s Lending Partner(s).

Every Digital Savings Account and Visa Debit Card is hosted by our licensed partner bank
Funds in your account are insured up to ₹5 lakh as per the Deposit Insurance and Credit Guarantee Corporation (DICGC)
Frequently Asked Questions
Q. What is the minimum amount to open a Fixed Deposit Account?
The minimum FD opening amount is ₹1,000.

Q. How is Fi Money offering US stocks?
Our US Stocks broker partner, Alpaca Securities Inc., offers them. Alpaca is regulated by the Financial Industry Regulatory Authority (FINRA), which is overseen by the Securities and Exchange Commission (SEC), USA.

Q. Who are the lenders on the Fi app?
Reputed banks like Federal Bank and NBFCs like Aditya Birla Capital, Moneyview are some of the current lenders on the Fi app.

Contact Us
6th Floor, Sattva Knowledge Court,
Doddanakundi, Bengaluru, Karnataka,
560048