YAP – Your Digital Banking App 4+

Digital Banking Made Smarter

YAP Holdings

Designed for iPhone

    • 3.5 • 40 Ratings
    • Free

iPhone Screenshots

Description

Welcome to a new world of digital banking. Say hello to YAP. Take 30 seconds to sign up and receive a digital banking account – No hidden fees, no minimum balance, minimum salary or paperwork.

Take total control of your money with spending analytics, virtual cards, money-management tools and your very own Mastercard debit card. Receive access to multi-currency, bill splitting, local & international transfers, QR payments and bill payments. Upgrade your plan, choose between customized card designs and get access to a world of exclusive perks and benefits.

Experience outstanding digital banking features such as card controls, detailed spending analytics, instant fee-free transfers to friends and family through YAP 2 YAP, and a unique QR code to scan and send money seamlessly.

Allow yourself to breathe and manage money more easily. YAP has built-in security measures to help ensure that your money is safe and protected at all times.

Have a question? Our dedicated customer service team is always ready to handle your queries via social media, WhatsApp, or our live chat feature.


MORE THAN JUST A DIGITAL BANKING ACCOUNT

We believe your money should be accessible 24/7 – anytime, anywhere. YAP is the perfect all-in-one digital banking app that features insightful spending analytics, consolidated bill payments, card controls for usage and restrictions, instant bill splitting and multi-channel top-ups.

SEND MONEY EFFORTLESSLY

With YAP you can send money locally, internationally, or use YAP 2 YAP to send instant money transfers to friends within your YAP network.

We offer competitive exchange and transfer rates to make sending money internationally effortless. YAP's remittance program allows you to send money at lower rates using one of the largest networks of corridors within the UAE.

SAFE AND SECURE DIGITAL BANKING

YAP offers a safe and secure digital banking experience. Have total control in how you choose to spend and decide between using a physical card or one of your multiple virtual cards to shop securely online and avoid fraud. Pick and choose where you allow your card to be spent and never worry about a lost card again with our freeze card feature.

MULTI-CURRENCY TO MAKE TRAVELLING EASIER

Go completely cashless and enjoy a multi-currency card made for easy exchanges and spending in local currencies worldwide using the same IBAN account and card.

What’s New

Version 1.7.29

Bug fixes

Ratings and Reviews

3.5 out of 5
40 Ratings

40 Ratings

Millieeesmith ,

Brilliant new banking alternative 😍

Really excited about this new banking app! I’ve done a couple of transactions so far and it’s all gone seamlessly! The app is easy to use, card was delivered quickly and easily with no hassle, and I like the feature where you can see what you’ve been spending on ☺️

Developer Response ,

Thanks for taking the time to review us 💜 We're happy you're pleased with the YAP experience 🙌

Tomwueuiewi ,

Yap is a SCAM beware! They steal your money

My account has been locked for 6+ months and Yap has stolen my money. I email them practically every week and my emails are ignored and not replied to. It’s nearly impossible to get through to someone on the phone. The couple of times I got through to a person they ask me to resend KYC documents which I have sent multiple times with everything they asked for. My last call in December they told me they’re closing my account and sent me a closure form to receive my funds, the closure form says they will liquidate my funds - I do authorise Yap to liquidate my funds!! If I do not receive a response to this review then I will be reporting to the police and regulators for fraud along with all the proof of my ignored correspondence.

Eugene Appleseed ,

Useless

For a digital bank the one thing you need is a banking app that works.

I’ve been attempting to use this app and apply for a card for months, I used it in the public beta and on the official release of iOS 16 and been expecting updates to ensure it still worked for users but it just crashed every time I try to open the app.

I’ve also contacted yap via there social media streams to ask them to take a look but got no response at all so felt compelled to write this review.

Will certainly think twice about putting money into an account t that can only be accessed by an application that doesn’t work and they dot seem to care about. Must be loosing customers every day.

2 months since the last update…. appalling and quite sad. I had high hopes…the user interface looks amazing in images I’ve seen…just let down by shabby execution.

Developer Response ,

Hello. Let us help you. Please get in touch with us through our support channels so we can understand more. We’ll then look into your concerns and ensure they are dealt with properly. Thanks so much!

App Privacy

The developer, YAP Holdings, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Identifiers

Data Linked to You

The following data may be collected and linked to your identity:

  • Contact Info
  • Identifiers
  • Usage Data

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Location
  • Contact Info
  • Contacts
  • Usage Data
  • Diagnostics

Privacy practices may vary based on, for example, the features you use or your age. Learn More

Supports

  • Wallet

    Get all of your passes, tickets, cards, and more in one place.

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