UnitPlus: Investment & payment 4+

Interests, portfolios, payment

UnitPlus InnoInvest GmbH

    • 5.0 • 1 Rating
    • Free

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Description

UnitPlus: Investment plus Payment

+ Benefit from 2.98% interest per year with CashPlus (as of 18th December 2024)
+ Invest in professional and award-winning portfolios
+ Pay worldwide with your account and the UnitPlus Mastercard or Apple Pay without fees
+ Open your account in just 10 minutes
+ Your money is fully protected as a special asset

GOODBYE OVERNIGHT DEPOSIT. HELLO CASHPLUS.

+ 2.98% interest per year (as of 18th December 2024)
+ No maturity date, no maximum limit
+ Benefit daily from increasing interest rates
+ Free worldwide payments
+ As special assets, your money is safer than in any bank account

UNITPLUS PORTFOLIOS

+ Invest your money using multiple investment strategies at the same time. Combine optimal interest rates with long-term wealth accumulation.
+ CashPlus: Just like the banks, benefit from the European Central Bank's interest rates and make payments whenever you want. The innovative alternative to overnight deposits.
+ AktienPlus: The stock portfolio of the next generation. With the technology of active ETFs and the support of J.P. Morgan Asset Management.
+ FestPlus: The smart alternative to fixed deposits. Invest your money with an above-average return until September 2027 while maintaining flexibility.
+ Die Berg-Serie: Professional portfolios tailored to your needs. Awarded as Best Digital Investment Newcomer by Capital and the Institut für Vermögensaufbau in 2023.
+ FlexPlus: Invest exclusively in European government bonds, minimising risk while maintaining flexibility.

THE UNITPLUS MASTERCARD

+ A new era of payment: Pay with your interest bearing money
+ No foreign currency fees worldwide
+ 0.1% cashback on every payment into one of your UnitPlus portfolios
+ Use Apple Pay for easy payments

YOUR PERSONALIZED SAVINGS PLAN

+ Easily invest your money via bank transfer or create a savings plan
+ Utilize our AI-powered personalized savings plan to get more out of your money
+ Adjust your investment according to your life situation and remain flexible

FAIR FEES

+ You only pay 0.5% of the investment amount plus external costs between 0.1% and 0.19% per year.
+ For all portfolios: No fees when paying worldwide and free savings plans.
+ External costs per year: CashPlus: 0.1%, FlexPlus: 0.15%, Berg-Serie: 0.19%.
+ If you invest your money in more than one portfolio at the same time, costs of 1€ per month will be incurred for each investment strategy from the second one onwards.

100% SAFETY

+ Complies with all European regulatory requirements, and your portfolio is protected as a special asset in the event of our or our partner bank's insolvency.
+ We operate according to German banking security and data protection standards.
+ 3D-Secure from Mastercard protects you in all card payments.
+ Data processing is done exclusively in Europe.

If you have any questions or feedback, feel free to contact us at: support@unitplus.eu

Investing carries risks, including the potential loss of invested money. Past performance is not indicative of future results.

What’s New

Version 3.15.1

With the latest update, our new portfolio AktienPlus, the first active ETF portfolio for Germany, is now available to you.

We have also made some technical improvements to enhance your experience with UnitPlus.

Ratings and Reviews

5.0 out of 5
1 Rating

1 Rating

App Privacy

The developer, UnitPlus InnoInvest GmbH, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Contact Info
  • Identifiers

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Usage Data

Privacy practices may vary based on, for example, the features you use or your age. Learn More

Supports

  • Wallet

    Get all of your passes, tickets, cards, and more in one place.

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