Niyo: Global cards for travel 4+
Card & Digital Savings Account
Niyo Solutions Inc
-
- Free
iPhone Screenshots
Description
Trusted by over 1M travellers worldwide, Niyo isn't just your usual card with zero forex markup. As a comprehensive international banking solutions platform, Niyo is the perfect destination for all your travel needs. With Niyo, you can get a zero forex markup card online, maximise your savings, use as UPI payment app, apply for visa and insurance—all while earning rewards as Niyo Coins.
Why Choose Niyo?
Zero Forex Markup
Free International ATM Withdrawals
Visa Application
Comprehensive Travel Insurance
Use as UPI payment app
Mobile banking app for international travel
Rewards & Benefits
24x7 Chat Support
Superfast Card Delivery
Best card for students - Save big on studying abroad
What it means to travel the Niyo way:
Zero Forex Markup - With Niyo's zero forex markup cards, you can shop to your heart's content in 180+ countries without worrying about exchange rates or hidden fees. Every purchase will feel like a steal with savings up to 5%.
Free International ATM Withdrawals—With a Niyo zero forex markup card, your ATM withdrawal fees will be refunded as Niyo Coins, making your trips more rewarding than ever!
Global Lounge Access - Lounge like a boss across 1300+ locations with global lounge access on every 50K spent abroad with any card every quarter.
The Niyo app covers every step of your journey, from securing your visa to booking flights and offering immersive experiences.
Visa Application - Get your visa on time at the lowest prices every time on the Niyo app. Also, earn 40% Niyo coins on every visa purchase. And if you don’t get your visa on time, we have a 100% service-fee-back guarantee.
Travel Insurance - With Niyo's comprehensive yet cheapest international travel insurance, you're covered for medical emergencies, trip cancellations, lost baggage, without the worry of any financial burden.
Online Booking: Flight Tickets - Our app offers a wide range of flight options at competitive prices and exclusive deals and discounts to help you save on your airfare, all while earning Niyo Coins with every booking. More than just a zero forex markup card, right?
Experiences - Niyo's partnerships with leading experience providers allow you to discover and book various activities tailored to your interests, ensuring every moment of your journey is filled with unforgettable memories.
Foreign Currency Delivery - Niyo is much more than a Zero Forex card. Skip the hassle of currency exchange queues with Niyo's foreign currency delivery service. Simply place your order on our app, and we'll deliver the currency of your choice directly to your doorstep.
24x7 Chat Support - Our experts are just a message away if you have any questions about your zero forex card benefits and offerings, need help with a transaction, or require travel advice.
Rewards & Benefits - Earn Niyo coins on every domestic spend with your debit and credit cards. Even better, you earn accelerated coins on all travel bookings on the Niyo app to book your next trip!
UPI with Niyo Pay - Manage your payments on the go with Niyo Pay, compatible with all major brands. Niyo Pay works with any bank in India that supports BHIM UPI. Simply link your bank account to your UPI ID on this app. Each transaction is secured with your 4 or 6-digit number UPI PIN.
The Niyo way to study abroad
Niyo helps students studying abroad save up ₹100,000 every year and earn up to 7.5% interest on their savings account balances.
Fast & Reliable Card Delivery—We understand that time is of the essence during travel planning, so we ensure your Niyo zero forex card reaches you within 3-5 days.
So, fellow travellers, get your Niyo Zero Forex Markup Card, download the Niyo app, pack your bags, and let your adventures begin!
TnC Apply. DCB Bank and SBM Bank issue all cards. These cards are available exclusively on the Niyo App and are linked to the respective savings accounts. Niyo itself is not a bank and doesn’t claim a banking licence.
What’s New
Version 3.7.1
Enjoy our latest app update where we have upgraded the app experience by improving app performance, enhancing security, and fixing some minor bugs. We're continually working to make your banking and travel journey even more seamless.
Ratings and Reviews
Best Forex Choice
Been Using Niyo Global since 2022, I felt the realtime conversions of forex is insane and the markup fees is pretty low and the rewards we get in coins is beneficial and It is the go to card for the students for international studies.
Developer Response ,
Hey there! We’re delighted that Niyo Global has been your trusted companion since 2022! It's fantastic to hear that our competitive forex rates, low fees, and reward coins have been valuable for your international studies. - AS
Not worth for even a star
Guys please be careful very worst card I ever seen came to other country for studies with all money in niyo card now they stopped all international transactions. And in feedback’s I was seeing
Niyo is saying to order credit card , where to order when there is no international delivery of card . How can you except us to take the credit card . Should I book a flight ticket to india and order credit card and says 1 week for delivery but takes 1 month and again rbi will stop credit card transactions too then again you will come up with some other card which is absolutely useless .
HOWEVER, DEBIT CARD STOPPED ATLEAST INITIATE A INTERNATIONAL DELIVERY FOR CREDIT CARD .THINK ABOUT PEOPLE WHO BELIEVED YOU .
Developer Response ,
Hey Any! We completely understand that the sudden stoppage of Global debit card international transactions has caused inconvenience to you. Please be aware that the global credit card is unaffected under LRS restrictions (by RBI) and works absolutely fine for international transactions. Additionally, please note that due to compliance reasons, physical cards can only be delivered to the communication address in India. However, you can get the card delivered to a trusted family member or friend in India and have them courier it to you abroad. If you have any further concerns or queries, please feel free to reach out to us via in-app live chat support or write to global.escalation@goniyo.com. We appreciate your understanding and hope to serve you better in the future. -ZG
Fake Scammers
Everything is fake with their business model. their advertisement is fake their limits are fake they'll try to do everything good until you make your account and voila you are trapped they will start charging you 20% on everything they will claim you exhausted your 7 lakh limit even if you don't have 7 lakh in your account
****BEWARE Don't get into their contact buy some forex card atleast they charge upfront these guys are just scammers****
Bhen ke lode chor hai bahanne banate raheinge sir hum ye kardeinge vo kardeinge or kheenchte raheinge baat ko £160 ke charges kaat rakhe hai randi ke beejon ne or ek mahine se mail mail khelre hai
Developer Response ,
Hey Dakshesh! We hope this message finds you well. We wanted to clarify that there are no TCS charges for transactions up to ₹7 lakhs. For amounts exceeding this threshold, a TCS of 20% will be applicable, calculated at the PAN card level. We’ve previously informed you about this, and we understand this can be a concern, especially as a student.
We’ve also arranged for a callback from the DCB Bank team to address any further questions you may have, and this has been noted on ticket 2547342.
We appreciate your understanding, and we kindly request you to maintain a respectful tone in our communications, as it will help us assist you more effectively. Thank you for your cooperation.-PG
App Privacy
The developer, Niyo Solutions Inc, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
- Identifiers
Data Linked to You
The following data may be collected and linked to your identity:
- Location
- Contact Info
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Identifiers
Privacy practices may vary based on, for example, the features you use or your age. Learn More
Information
- Provider
- Niyo Solutions Inc
- Size
- 315.8 MB
- Category
- Finance
- Compatibility
-
- iPhone
- Requires iOS 13.4 or later.
- iPod touch
- Requires iOS 13.4 or later.
- Languages
-
English
- Age Rating
- 4+
- Copyright
- © 2022 Niyo Solutions
- Price
- Free