Kotak Mobile Banking Lite 4+

Welcome to a new generation Kotak Mahindra Bank experience.
Level-up your finances with new ways to manage your bank account, UPI, cards, and loans.



This app is currently under beta and open only to Kotak customers with either savings/current account, credit card, or loans.
New or existing customers, who have other relationships - demat, investment, and insurance - can use the existing Kotak banking app.


Payments and Transfers
Make UPI payments (up to ₹1 Lakh) in a flash by scanning any QR code or entering a phone number.
Instantly transfer large amounts (over ₹1 Lakh) using NEFT/RTGS payment options.
Schedule automatic monthly payments to your contacts (domestic help, driver, pocket money, etc).
Receive money directly in your account by sharing your Kotak account’s unique QR code.

Unified View
See all your relationships with Kotak together in one dashboard. Savings/current accounts, debit/credit cards, deposits, payments, etc.
Quickly show/hide all balances to maintain your privacy.

Card Management
Temporarily lock your debit/credit card to maintain security. Disable certain types of transactions whenever required.
Block your cards immediately in case of loss/theft.
See all transactions of your credit card in its current cycle. Review past credit card statements.

Smarter Investing
Enable ActivMoney to automatically switch your extra account balance into a deposit to earn more interest.
More investment features coming soon.

Your data is safe with Kotak Mahindra Bank. We do not share any information with third parties without your permission.