Gem - Money tracker 4+

Spending budget & bills

Oz Pinhas

    • £0.29
    • Offers In-App Purchases

iPhone Screenshots

Description

Log expenses and stay on budget.
Together with your loved ones, or by yourself.

You pay for Gem only once.
In-app purchases are for tips :)


BUDGET
- Daily, weekly, monthly and yearly
- Keep track with your partner (beta)
- Average spending, breakdown by category
- Compare against same day last month

ORGANIZE
- By category, budget, wallet, account, tag…
- Customize colors & icons (450+ from Apple)
- Favorite accounts, merge categories, check usage
- Add attachments and receipts (Beta: Automatic total detection)

BILLS
- Repeat: day, week, month, year
- View paid & upcoming subscriptions

MONEY TOOLS
- Savings goals, income, transfers, balance
- Multiple currencies, exchange rates
- Calculator & calendar view

WALLET SYNC & AUTOMATIONS
- Instant recording with Apple Pay tap-to-pay (iOS 17)
- Rules based on merchant names
- App shortcuts and “Send to Gem” in share sheet
- Import CSV files, sub-categories & notes
- Export everything
- Type “Rent” → it’s categorized in “Household” (English beta)

MORE
- Widgets. Lock Screen shortcut
- Daily iCloud backup
- Daily reminders
- Custom themes, menu, input styles
- Insights in search results


Need help? Have a suggestion?
Email me at [human@shelftwo.com](mailto:human@shelftwo.com)

Terms & privacy: [shelftwo.com/gem/terms](http://shelftwo.com/gem/terms)

What’s New

Version 3.7

- Add images and receipts to entries! They’re saved to your iCloud Drive (or iPhone if you don’t use iCloud)
- Beta: Gem pulls the total price from your receipts. You can turn it off in Settings > Recording
- Send receipts to Gem with new “Save to Gem” action in share sheet
- Set account balance! Open any account in Tracking > Tap “Set balance”
- View your monthly balance. Open any balance in Tracking > Tap “Edit” > Choose period
- You asked for it: New “Add expense” shortcut allowing you to choose category
- All shortcuts now have a “Notes” property so you can add more details to entries
- When calculating your expenses or budgets, Gem includes your income so your total spent is decreased. You can turn it off in Settings > Tracking > Include income


Improvements & bug fixes
- Adds timestamp to export file name, so it’s easier to tell between them
- Fixes amounts overflowing
- Fixes "Recently paid" in category settings showing earliest paid instead :)
- Fixes columns in export file being messed up
- Fixes transfer records appearing as "unknown" when viewing them in the account they were transferred to
- Fixes savings calculation not considering your transfers
- Fixes visual glitches when viewing uncategorized expenses
- Radically improved setup experience (ideally you don’t see it :))


Thank you dear friends, your emails of support & feedback are the best, please keep them coming. I try to reply to every one → human@shelftwo.com

Ratings and Reviews

5.0 out of 5
6 Ratings

6 Ratings

Prattham Arora ,

Best expense tracker!

Out of all the apps available, this the is the best one with amazing UX and handy automated transaction imports for apple pay!

Developer Response ,

Yay so glad you like this pal 🙏❤️

apprwview777 ,

Spectacular

Finally an app that feels like a labour of love. Please please expand the app to Apple Watch and iPad ✌🏻

Developer Response ,

Thank you dear friend 🙏❤️
I’m hoping to expand to more platforms soon (either web or iPad)✌️

App Privacy

The developer, Oz Pinhas, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Not Collected

The developer does not collect any data from this app.

Privacy practices may vary based on, for example, the features you use or your age. Learn More

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