Crust Personal 4+

Welcome to Crust Personal Banking App!

Open a Crust account today and join customers who rely on Crust for seamless personal banking, instant bill payments with cashback rewards, and effortless savings—all in one app.
Crust is your smart, all-in-one financial companion designed to help you save, spend, and manage your money with ease. With Crust, you can pay bills, transfer money, lock in your savings for higher interest, and automatically build your emergency fund—all from one app.
Simplify your finances with a dedicated savings account number, fast transfers, and automatic savings options. Download the Crust app today and start saving, earning, and growing your money effortlessly!

Crust is licensed by the Central Bank of Nigeria.


Why Should You Choose Crust Personal?

- Fast Transfers: Need to send money in a flash? You got it! Our lightning-fast transfers ensure your money gets where it needs to be, instantly. Say goodbye to delays! 

- Pay Bills and Earn Cashback: What’s better than paying bills? Getting rewarded for it! Pay your electricity, cable, data, and airtime bills right from your app and enjoy instant cashback. Every. Single. Time.

- Dedicated Savings Account Number: You don’t just get a savings account—you get your very own unique savings account number! Give your finances a personal touch and manage them with ease. No more guesswork, just smooth sailing!

- Receive Money Directly Into Your Savings: Want to boost your savings without lifting a finger? Let people send money directly into your savings account, whether it's a gift or a payment! Watch your balance grow, effortlessly.

- Build Discipline & Lock Your Savings: Feel tempted to dip into your savings? We’ve got you covered. With our dedicated savings account, you can keep your money locked away and earn higher interest. Perfect for those big life goals!

- Save As You Spend: What if spending could be a savings strategy? With Save As You Spend, every transaction automatically helps you tuck a little extra away. It’s like a savings assistant, working in the background as you go about your day!

- Save As You Earn: Salary day just got better! Automatically set aside a portion of your earnings the moment they hit your account. No more “I’ll do it later”—your savings grow automatically, giving you peace of mind.

- Emergency Savings? We've Got You: Life happens! That’s why we’ve made it easy to build up emergency savings automatically as you go. Whether it’s small, frequent deposits or big chunks, your safety net is just a few taps away.

Why You’ll Love Us

- Simple & Secure: Designed for the Nigerian market, our app offers the easiest and most secure way to manage your money. No hidden fees, no unnecessary charges—just straight-up smart banking.
- Earn More as You Save: Who doesn’t love more money? With us, your savings don’t just sit there. They work for you, growing steadily with competitive interest rates so your money keeps making money.
- Personalize Your Banking: Your money, your rules! Set custom goals for your savings, unlock special features to help you stay disciplined, and control how and when you save.
- Cashbacks Every Time You Pay: Make your bills work for you! Get cash back on every payment—electricity, cable, airtime, or data—and make saving a breeze while taking care of essentials. Download Now and Get Started!
Your journey to smarter banking, effortless savings, and financial freedom begins here. Join thousands of users who are making their money work for them. Save as you earn, spend, and grow—all from one app

Download Crust Personal and start banking the smart way!