11Onze 4+

Manage your money and learn about finances with 11Onze community fintech.

Join 11Onze, the first fintech community in Catalonia. Our supper app, El Canut, allows you to:

--- PSD2: control all your accounts, even from other banks. This way you will see all your movements, cards and banking products at a glance.
--- European IBAN: you will get an account with a European IBAN within the SEPA area. The account is a monthly subscription of € 2.95, without permanence.
--- Transfers: make instant and free transfers between 11Onze contacts and for € 0.75 to any SEPA area account.
--- Virtual Card: you can create multiple virtual cards to make payments digitally. Manage your purchases from Netflix, Spotify, Amazon, Zalando or any other online store for a single cost of € 2.
--- Physical Card: you will receive your exclusive Mastercard card for a one-time fee of € 14.95.
--- Payments with Apple Pay and Google Pay: you are able to register your cards in your mobile applications, so you can make payments at various points of sale just using your phone.
--- Insurance: El Canut currently allows you to contract home insurance with a best in class coverage and with an amazing pricing.
--- Purchase of precious metals: you can start the process to acquire physical gold with the help and assistance of our agents.
--- TV, Magazine, Podcast, Learn: 11Onze is more than a financial institution. Learn with our agents, read the most relevant financial news, watch our exclusive series, documentaries and motion content, listen to our podcasts... you will have a people community in your hand. Get involved, we’re all sharing knowledge about money.

We have designed a fintech that allows us to offer high quality financial services, at a fair price and with a range of innovative solutions. What else will you do soon with El Canut? Many more things, because we will not stop growing!

--- 11OnzeCash: withdraw cash from your account and deposit it through 11Onze Partners outlets with a simple barcode.
--- 11OnzePay: independent payment infrastructure. Make payments to establishments or friends by scanning the 11Onze QR code.
--- Loans: we will give you the opportunity to take out loans at a low interest rate and with competitive conditions.
--- Mortgages: we will help you take out the best mortgages available in the market.
--- Renting opportunities: one more option to recoup the costs for daily and prolonged use of some of your goods.
--- Crowdfunding: we will give you the opportunity to invest in interesting projects.
--- P2P Lending: lend money to members of the 11Onze community in order to earn a living.
--- Cash Management: we want to offer you the best control tools for managing your personal finances.

Investment: at 11Onze, we will offer you the best products on the market so that you can have access to:

--- ETF: an ETF is a set of assets that is listed on the stock exchange. ETFs are vehicles that help you invest in a diversified and low cost way.
--- Stocks: we will give you access to the main stock markets so that you can acquire securities from your favorite companies.
--- Crypto: buying and selling the main cryptocurrencies on the market.

There’s so much to come! Join the revolution.